San Diego County property record for 1039 Ladera Ct, Vista, CA 92083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,116 sqft · built 2010 |
| Lot Size | 0.239 acres (10,432 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $589,000 (Aug 2018) |
| Tax Bill | $8,103 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 163-540-40-00 |
| Primary APN | 163-540-40-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,116 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 10,432 sqft (0.239 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1039 LADERA CT |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92083-4771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 40 TR 015538 |
| Legal Subdivision | VISTA 02-081 |
| Legal Tract | 015538 |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 19403 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1039 LADERA CT, VISTA, CA 92083-4771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC |
| Aug 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 27, 2018 | Grant Deed, Transfer · Conventional Mortgage WEST ONE CAPITAL GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Prior Sale | Jul 29, 2010 · Amount on Record |
| Deed Document Number | 2018350642 |
| Prior Transfer Date | Jul 23, 2018 |
| Prior Transfer Doc | 0000350643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1039 LADERA CT, VISTA, CA 92083-4771 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1039 LADERA CT, VISTA, CA 92083-4771 |
| Document Number | 0000738424 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-0738424 |
| Name | WEST ONE CAPITAL GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1039 LADERA CT, VISTA, CA 92083-4771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000307212 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2019-0307212 |
| Name | WEST ONE CAPITAL GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 27, 2018 |
| Property Address | 1039 LADERA CT, VISTA, CA 92083-4771 |
| Document Number | 0000350643 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 350643 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1039 LADERA CT VISTA CA 920834771, VISTA, CA 92083-4771 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 27, 2018 |
| Property Address | 1039 LADERA CT, VISTA, CA 92083-4771 |
| Document Number | 0000350642 |
| Map Reference | MAP 15538 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2018-0350642 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | UNISOURCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1039 LADERA CT, VISTA, CA 92083-4771 |
| Document Number | 0000350644 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 2018-0350644 |
| Name | WEST ONE CAPITAL GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $670,175 (+2%) Land $189,325 Building $480,850 | |
| 2025 | $8,103.00 (+6.79%) Homeowner's exemption | $657,035 (+4.04%) Land $185,613 Building $471,422 |
| 2023 | $7,588.00 (+0.22%) | $631,523 Land $178,406 Building $453,117 |
| 2022 | $7,571.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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