1040 Gilbert St, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 1040 Gilbert St, Waterloo, IA 50707

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 768 sqft · built 1949
Lot Size0.451 acres (19,648 sqft)
OwnerCompany Name on File
Last Sale$33,000 (Dec 2011)
Tax Bill$1,784 (2025)
Flood ZoneZone X (minimal risk)
APN8912-29-156-021

Property Details

APN / Parcel Number

Primary APN8912-29-156-021

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,648 sqft (0.451 acres)
Lot Dimensions307 ft deep x 64 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1040 GILBERT ST
CityEVANSDALE
StateIA
Zip50707-2757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEHM ADDITION WLOO LOT 22
Legal Range12W
Legal Township89N
Legal Section29
Legal SubdivisionBEHM ADDITION
Legal Lot Number22
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2000
Census Tract800

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address403 BISHOP AVE, WATERLOO, IA 50707-2915
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2011 · Amount on Record
Deed SaleDec 20, 2011 · Amount on Record
Deed Document Number20112012011352
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,784.00$87,780 (+6.71%) Land $15,360 Building $72,420$87,780 (+6.71%) Land $15,360 Building $72,420
2024$1,784.00 (+24.06%)
2023$82,260 (+25.7%) Land $15,360 Building $66,900$82,260 (+25.7%) Land $15,360 Building $66,900
2022$1,438.00$65,440 Land $15,360 Building $50,080
2021$65,440 Land $15,360 Building $50,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1978–2013)
Claims Outside the SFHA3 of 5
Most Recent ClaimMay 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber
10,000 / 10,000
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: LTD Broadband.

Nearby Properties on Gilbert St

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