1040 Gearald Way, Fallbrook, CA 92028 Property Records

San Diego County property record for 1040 Gearald Way, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1982
Lot Size	0.317 acres (13,796 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Dec 2000)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-800-73-00`

Property Details

APN / Parcel Number

Primary APN	`105-800-73-00`
Alternative APN	`1052424700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	13,796 sqft (0.317 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1052424700
Street Address	1040 GEARALD WAY
City	FALLBROOK
State	CA
Zip	92028-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 2 TR PM09522
Legal Subdivision	PARCEL MAP NO 9522
Legal Tract	9522
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4003
Census Tract	18905

Owner

Source: San Diego County records · APN 105-800-73-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 GEARALD WAY, FALLBROOK, CA 92028-3564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2000 · Amount on Record
Deed Sale	Dec 22, 2000 · Amount on Record
Prior Sale	Jun 29, 1988 · Amount on Record
Deed Document Number	2000702859
Last Transfer Date	Aug 05, 2009
Transfer Doc	0000452753
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1040 GEARALD WAY, FALLBROOK, CA 92028-3564
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 GEARALD WAY, FALLBROOK, CA 92028-3564

Mortgage

Document Number	0000205590
Date	Mar 16, 2021
Instrument	2021-0205590

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$347,694 (+2%) Land $126,190 Building $221,504
2025	$3,613.00 (+5.49%) Homeowner's exemption	$340,877 (+4.04%) Land $123,716 Building $217,161
2023	$3,425.00 Homeowner's exemption	$327,642 Land $118,913 Building $208,729
2022	$3,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 21% of California
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.