1020 Gearald Way, Fallbrook, CA 92028 Property Records

San Diego County property record for 1020 Gearald Way, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 1988
Lot Size	0.405 acres (17,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$849,000 (May 2024)
Tax Bill	$9,323 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-800-76-00`

Property Details

APN / Parcel Number

Primary APN	`105-800-76-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	17,653 sqft (0.405 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1020 GEARALD WAY
City	FALLBROOK
State	CA
Zip	92028-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 2 TR PM13991
Legal Subdivision	PARCEL MAP #13991 PRCL 2
Legal Tract	13991
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4003
Census Tract	18905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 GEARALD WAY, FALLBROOK, CA 92028-3564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Grant Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Dec 15, 2017	Grant Deed, Transfer · FHA Mortgage BROADVIEW MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2024110077
Prior Transfer Date	Jul 27, 2009
Prior Transfer Doc	0000503699
Record Updated	Oct 29, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2024
Property Address	1020 GEARALD WAY, FALLBROOK, CA 92028-3564
Document Number	0000110077
Instrument Date	Apr 24, 2024
Instrument	2024-0110077
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1020 GEARALD WAY, FALLBROOK, CA 92028-3564

Mortgage

Document Number	0000110078
Date	May 2, 2024
Instrument	2024-0110078

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 GEARALD WAY, FALLBROOK, CA 92028-3564
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 GEARALD WAY, FALLBROOK, CA 92028-3564

Mortgage

Document Number	0000047796
Date	Feb 24, 2023
Instrument	2023-0047796

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 GEARALD WAY, FALLBROOK, CA 92028-3564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 GEARALD WAY, FALLBROOK, CA 92028-3564

Mortgage

Document Number	0000045098
Date	Jan 21, 2021
Instrument	2021-0045098

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2017
Property Address	1020 GEARALD WAY, FALLBROOK, CA 92028-3564
Document Number	0000588273
Map Reference	PM9522
Instrument Date	Nov 21, 2017
Instrument	2017-0588273
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1020 GEARALD WAY, FALLBROOK, CA 92028-3564

Mortgage

Document Number	0000588274
Date	Dec 15, 2017
Instrument	2017-0588274

Lender

Name	BROADVIEW MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$883,299 (+2%) Land $551,412 Building $331,887
2025	$9,323.00 (+56.45%)	$865,980 (+52.57%) Land $540,600 Building $325,380
2023	$5,959.00 (-0.02%) Homeowner's exemption	$567,598 Land $197,743 Building $369,855
2022	$5,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, Verizon.

Nearby Properties on Gearald Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures