1040 Gavin Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1040 Gavin Ln, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,758 sqft · built 2019
Lot Size	0.216 acres (9,419 sqft)
Owner	Company Name on Record
Tax Bill	$12,274 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-511-021`

Property Details

APN / Parcel Number

Primary APN	`091-511-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,758 sqft Living Area
1st Floor Area	2,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	9,419 sqft (0.216 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1040 GAVIN LN
City	NIPOMO
State	CA
Zip	93444-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2341-13 LT 1213
Legal Tract	2341-13
Legal Block	1
Legal Lot Number	1213
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1042
Census Tract	12306

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1040 GAVIN LN, NIPOMO, CA 93444-6701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 31, 2020
Property Address	NIPOMO, CA 93444
Document Number	0000015688
Instrument Date	Mar 18, 2020
Instrument	15688
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,168.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1040 GAVIN LN NIPOMO CA 934446701, NIPOMO, CA 93444-6701

Mortgage

Document Number	15689
Date	Mar 31, 2020
Instrument	15689

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.6%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,183,560 (+2%) Land $529,869 Building $653,691
2025	$12,274.00 (+4.69%) Homeowner's exemption	$1,160,354 (+4.04%) Land $519,480 Building $640,874
2023	$11,724.00 (+1.54%) Homeowner's exemption	$1,115,298 Land $499,309 Building $615,989
2022	$11,546.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODLANDS DEVELOPMENT private · serves 3,862 people · EPA ID CA4010081
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications.

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