1015 Gavin Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1015 Gavin Ln, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,117 sqft · built 2020
Lot Size	0.27 acres (11,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,042,500 (Dec 2020)
Tax Bill	$12,007 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-512-030`

Property Details

APN / Parcel Number

Primary APN	`091-512-030`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Building Area	3,117 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Wood
Lot Area	11,788 sqft (0.27 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1015 GAVIN LN
City	NIPOMO
State	CA
Zip	93444-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REC
Legal Description	TR 2341-13 LT 1203
Legal Tract	2341-13
Legal Lot Number	1203
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1042
Census Tract	12306

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 GAVIN LN, NIPOMO, CA 93444-6701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 23, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Jan 24, 2020
Deed Document Number	2020076732
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1015 GAVIN LN, NIPOMO, CA 93444-6701
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	TITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 GAVIN LN, NIPOMO, CA 93444-6701

Mortgage

Document Number	0000010688
Date	Apr 24, 2024
Instrument	2024010688

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 23, 2020
Property Address	1015 GAVIN LN, NIPOMO, CA 93444-6701
Document Number	0000076732
Instrument Date	Dec 9, 2020
Instrument	76732
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1015 GAVIN LN NIPOMO CA 934446701, NIPOMO, CA 93444-6701

Mortgage

Document Number	76733
Date	Dec 23, 2020
Instrument	76733

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	1525 S BELT LINE RD, COPPELL, TX 75019-4913

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,007.00 (+4.66%)	$1,128,325 (+4.04%) Land $432,972 Building $695,353
2023	$11,472.00 (+1.53%)	$1,084,512 Land $416,160 Building $668,352
2022	$11,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODLANDS DEVELOPMENT private · serves 3,862 people · EPA ID CA4010081
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications.

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