1040 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 1040 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property TypeResidential
Details3 bd · 1 ba · 1,539 sqft · built 1940
Lot Size6.7 acres (291,852 sqft)
OwnerCompany Name on File
Last Sale$72,000 (Sep 2009)
Tax Bill$6,877 (2026)
Deeds & MortgagesDec 2020 Sale
APN523200 298.20-1-7

Property Details

APN / Parcel Number

Primary APN523200 298.20-1-7
Alternative APN
  • 320029802000010070000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,539 sqft Living Area
1st Floor Area1,307 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Lot Area291,852 sqft (6.7 acres)
Lot Dimensions205 ft deep x 153 ft wide
Garage TypeMixed
Garage Area9,000 sqft
Parking Spaces34 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1040 E RIVER DR
CityLAKE LUZERNE
StateNY
Zip12846-2307
Property CategoryResidential
Property TypeResidential > Specialized > Other
Local Zoning CodeHR/MULTI
Legal DescriptionVAC. 33.-2-23.1
Legal Block1
Legal Lot Number7.000
JurisdictionWARREN NY
Township / Civil DivisionLAKE LUZERNE
Census Block Group2
Census Block2058
Census Tract71000

Owner

1040 E River Dr, a residential property, is owned by a company that bought it in September 2009.

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address4188 STATE ROUTE 40, ARGYLE, NY 12809-3481
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2009 · Amount on File
Deed SaleSep 18, 2009 · Amount on File
Deed Book / Page3869 / 298
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN NY
Recording DateDec 7, 2020
Property Address1040 E RIVER DR, LAKE LUZERNE, NY 12846-2307
Document Number0000008444
Book / Page006244 / 000005
Instrument DateNov 30, 2020
Instrument8444
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyLAKE GEORGE TITLE

Transaction

AmountAmount on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4188 STATE ROUTE 40 ARGYLE NY 128093481, ARGYLE, NY 12809-3481

Tax Assessment & Valuation

The 2026 property tax bill for 1040 E River Dr was $6,877, up 4.7% from the year before.

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWarren County
County SubdivisionLake Luzerne Town
Unified School DistrictHadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,877.00 (+4.67%)
2025$6,570.00$305,000 Land $37,000 Building $268,000$516,900 Land $62,706 Building $454,194
2023$305,000 Land $37,000 Building $268,000$412,200 Land $50,005 Building $362,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1040 E River Dr; there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims9 (1979–2019)
Claims Outside the SFHA2 of 9
Most Recent ClaimOct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 E River Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E River Dr

Nearby Streets

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