1040 E Ocean View Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 1040 E Ocean View Ave, Norfolk, VA 23503

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,725 sqft · built 1983
Lot Size	0.03 acres (1,302 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Nov 2024)
Tax Bill	$4,575 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Transfer + 3 more
APN	`45688608`

Property Details

APN / Parcel Number

Primary APN	`45688608`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,302 sqft (0.03 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1040 E OCEAN VIEW AVE
City	NORFOLK
State	VA
Zip	23503-2000
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PT 28 & 29 60FT UNIT 4
Legal Subdivision	BEACON SQUARE CONDO
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2000
Census Tract	201

Owner

Source: Norfolk City records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1040 E OCEAN VIEW AVE, 4, NORFOLK, VA 23503-2000
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 19, 2023	Transfer on Death Deed, Transfer
Dec 27, 2021	Transfer on Death Deed, Transfer
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Feb 12, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Feb 12, 2020 · Amount on Record
Deed Document Number	202420194
Prior Transfer Date	Oct 13, 2023
Prior Transfer Doc	0000018302
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1040 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E OCEAN VIEW AVE 4, 4, NORFOLK, VA 23503-2000

Mortgage

Document Number	0250022673
Date	Dec 12, 2025
Instrument	250022673

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

Interest

Rate	5.5%

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Oct 19, 2023
Property Address	1040 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000
Document Number	0230018302
Instrument Date	Oct 13, 2023
Instrument	230018302
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3306 NICHOLAS CT, IJAMSVILLE, MD 21754-9056

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Dec 27, 2021
Property Address	1040 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000
Document Number	0210039357
Instrument Date	Dec 8, 2021
Instrument	210039357
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1040 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000126
Date	Jan 4, 2021
Instrument	210000126

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 12, 2020
Property Address	1040 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000
Document Number	200003604
Instrument Date	Jan 31, 2020
Instrument	200003604
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	SELECT SETTLEMENT GROUP LLC, SELECT SETTLEMENT GROUP INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000

Mortgage

Document Number	200003605
Date	Feb 12, 2020
Instrument	200003605

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,575.00 (+7.82%)	$372,000 (+9.57%) Land $89,700 Building $282,300	$372,000 (+9.57%) Land $89,700 Building $282,300
2023	$4,243.00	$339,500 Land $89,700 Building $249,800	$339,500 Land $89,700 Building $249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 units insured incl. 85 condo units
Nearby Flood Claims	18 (1985–2009)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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