1038 E Ocean View Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 1038 E Ocean View Ave, Norfolk, VA 23503

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,725 sqft · built 1983
Lot Size	0.03 acres (1,302 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Sep 2023)
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more
APN	`45688606`

Property Details

APN / Parcel Number

Primary APN	`45688606`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,302 sqft (0.03 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1038 E OCEAN VIEW AVE
City	NORFOLK
State	VA
Zip	23503-2000
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PT 28 & 29 60FT UNIT 3
Legal Subdivision	BEACON SQUARE CONDO
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2000
Census Tract	201

Owner

Source: Norfolk City records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1038 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 3, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 4, 2018	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	202316885
Prior Transfer Date	Jun 24, 2010
Prior Transfer Doc	0000014042
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Sep 25, 2023
Property Address	1038 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000
Document Number	0230016885
Instrument Date	Sep 20, 2023
Instrument	230016885
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000

Mortgage

Document Number	0230016886
Date	Sep 25, 2023
Instrument	230016886

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1038 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200007893
Date	Apr 3, 2020
Instrument	200007893

Lender

Name	LAKEVIEW LOAN SERVICING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Oct 4, 2018
Property Address	1038 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000
Document Number	180020440
Instrument Date	Oct 3, 2018
Instrument	180020440
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 E OCEAN VIEW AVE, NORFOLK, VA 23503-2000

Mortgage

Document Number	180020441
Date	Oct 4, 2018
Instrument	180020441

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,710.00 (+9.15%)	$383,000 (+12.61%) Land $89,700 Building $293,300	$383,000 (+12.61%) Land $89,700 Building $293,300
2023	$4,315.00	$340,100 Land $89,700 Building $250,400	$340,100 Land $89,700 Building $250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 units insured incl. 85 condo units
Nearby Flood Claims	18 (1985–2009)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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