1040 E 900 S, Unit 8, Saint George, UT 84790 Property Records

Washington County property record for 1040 E 900 S, Unit 8, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,170 sqft · built 1990
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$312,386 (Jan 2024)
Tax Bill	$1,079 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SG-HLT-1-8`

Property Details

APN / Parcel Number

Primary APN	`SG-HLT-1-8`
Alternative APN	`0401490`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,190 sqft
1st Floor Area	1,170 sqft
Attic	Attic
Attic Area	800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Concrete
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0401490
Street Address	1040 E 900 S, 8
City	SAINT GEORGE
State	UT
Zip	84790-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SUBDIVISION: HERITAGE LANE TH 1 AMD & EXT (SG) LOT: 8
Legal Subdivision	HERITAGE LANE TH 1 AMD
Legal Lot Number	8
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	3
Census Block	3001
Census Tract	271800

Owner

1040 E 900 S, Unit 8 is owned and occupied by an individual who bought it in January 2024.

Source: Washington County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1040 E 900 S, 8, SAINT GEORGE, UT 84790-2044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Dec 9, 2022	Warranty Deed, Transfer METRO NATIONAL TITLE, METRO NATIONAL TITLE ASSC
Sep 8, 2021	Intrafamily Transfer, Transfer UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY
Sep 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY HOME MORTGAGE LLC
Dec 7, 2020	Warranty Deed, Transfer GARDNER B E & K T F/TR (PT)
Sep 30, 2019	Warranty Deed, Transfer FIRST COLONY MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2024 · Amount on File
Deed Sale	Jan 10, 2024 · Amount on File
Prior Sale	Dec 9, 2022
Deed Document Number	20241048
Prior Transfer Date	Sep 2, 2021
Prior Transfer Doc	0000059424
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Jan 10, 2024
Property Address	1040 E 900 S, SAINT GEORGE, UT 84790-4000
Document Number	0000001048
Instrument Date	Jan 9, 2024
Instrument	20240001048
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E 900 S UNIT 8, 8, SAINT GEORGE, UT 84790-2044

Mortgage

Document Number	0000001050
Date	Jan 10, 2024
Instrument	20240001050

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0000001051
Date	Jan 10, 2024
Instrument	20240001051

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Dec 9, 2022
Property Address	1040 E 900 S, SAINT GEORGE, UT 84790-4000
Document Number	0000052583
Instrument Date	Dec 5, 2022
Instrument	20220052583
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	METRO NATIONAL TITLE, METRO NATIONAL TITLE ASSC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 SAVIN CIR, LAS VEGAS, NV 89130-5373

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Sep 8, 2021
Property Address	1040 E 900 S, SAINT GEORGE, UT 84790-4000
Document Number	0000059424
Instrument Date	Sep 2, 2021
Instrument	20210059424
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1040 E 900 S UNIT 8, 8, SAINT GEORGE, UT 84790-2044

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Sep 8, 2021
Property Address	1040 E 900 S, SAINT GEORGE, UT 84790-4000
Document Number	0000059422
Instrument Date	Sep 2, 2021
Instrument	20210059422
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E 900 S, SAINT GEORGE, UT 84790-4000

Mortgage

Document Number	0000059423
Date	Sep 8, 2021
Instrument	20210059423

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Dec 7, 2020
Property Address	1040 E 900 S UNIT 8, 8, ST GEORGE, UT 84790-2044
Document Number	0000070151
Instrument Date	Dec 4, 2020
Instrument	70151
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	RAMPART TITLE INSURANCE AGENCY, RAMPART TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1040 E 900 S #8 ST GEORGE UT 847902044, 8, ST GEORGE, UT 84790-2044

Mortgage

Document Number	70540
Date	Dec 7, 2020
Instrument	70540

Lender

Name	GARDNER B E & K T F/TR (PT)
Address	953 S 770 E, ST GEORGE, UT 84790-5616

Agreement

Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Sep 30, 2019
Property Address	1040 E 900 S UNIT 8, 8, ST GEORGE, UT 84790-2044
Document Number	0000039966
Instrument Date	Sep 26, 2019
Instrument	39966
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E 900 S #8 ST GEORGE UT 847902044, 8, ST GEORGE, UT 84790-2044

Mortgage

Document Number	40007
Date	Sep 30, 2019
Instrument	40007

Lender

Name	FIRST COLONY MTG CORP
Address	OREM, UT 84057

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1040 E 900 S, Unit 8 was $1,079, down 1.6% from the year before.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,740 (-3.73%) Land $41,250 Building $116,490	$286,800 (-3.73%) Land $75,000 Building $211,800
2025	$1,079.00 (-1.64%)	$163,845 Land $41,250 Building $122,595	$297,900 Land $75,000 Building $222,900
2024	$1,097.00 (-48.55%)
2023	$2,132.00	$318,600	$318,600 Land $70,000 Building $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 E 900 S, Unit 8 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 E 900 S, Unit 8 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Kayenta Technologies Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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