1040 E 900 S, Unit 7, Saint George, UT 84790 Property Records

Washington County property record for 1040 E 900 S, Unit 7, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,314 sqft · built 1988
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SG-HLT-1-7`

Property Details

APN / Parcel Number

Primary APN	`SG-HLT-1-7`
Alternative APN	`0401482`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	1,406 sqft
1st Floor Area	1,314 sqft
Attic	Attic
Attic Area	840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Concrete
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Enclosed/Screened Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0401482
Street Address	1040 E 900 S, 7
City	SAINT GEORGE
State	UT
Zip	84790-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SUBDIVISION: HERITAGE LANE TH 1 AMD & EXT (SG) LOT: 7
Legal Subdivision	HERITAGE LANE TH 1 AMD
Legal Lot Number	7
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	3
Census Block	3001
Census Tract	271800

Owner

1040 E 900 S, Unit 7 is owned and occupied by two individuals who acquired it in July 2024.

Source: Washington County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 E 900 S, 7, SAINT GEORGE, UT 84790-2044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jul 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DESERET FIRST FCU
Feb 21, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage ACADEMY MORTGAGE CORP
Nov 7, 2018	Deed of Trust, Mortgage MCCULLOUGH JR FAMILY TR (PT)
Apr 6, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024
Deed Sale	Jul 25, 2024
Prior Sale	Sep 16, 2022 · Amount on File
Deed Document Number	202423177
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Sep 16, 2022
Property Address	1040 E 900 S UNIT 7, 7, SAINT GEORGE, UT 84790-2044
Document Number	0000043269
Instrument Date	Sep 16, 2022
Instrument	20220043269
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TTL INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 E TALUS WAY, SAINT GEORGE, UT 84790-3900

Mortgage

Document Number	0000043273
Date	Sep 16, 2022
Instrument	20220043273

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Jul 12, 2021
Property Address	1040 E 900 S UNIT 7, 7, SAINT GEORGE, UT 84790-2044
Document Number	0000047013
Instrument Date	Jul 6, 2021
Instrument	20210047013
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	AMERICAN TITLE COMPANY, MERIIDAN TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E 900 S, SAINT GEORGE, UT 84790-4000

Mortgage

Document Number	0000047014
Date	Jul 12, 2021
Instrument	20210047014

Lender

Name	DESERET FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Feb 21, 2020
Property Address	1040 E 900 S, SAINT GEORGE, UT 84790-4000
Document Number	0000008830
Instrument Date	Feb 20, 2020
Instrument	20200008830
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	BACKMAN STG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E 900 S UNIT 7, 7, SAINT GEORGE, UT 84790-2044

Mortgage

Document Number	0000008841
Date	Feb 21, 2020
Instrument	20200008841

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Mortgage

Document Number	0000008840
Date	Feb 21, 2020
Instrument	20200008840

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1040 E 900 S, SAINT GEORGE, UT 84790-4000
Document Number	0000044744
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E 900 S #7 ST GEORGE UT 847902044, 7, ST GEORGE, UT 84790-2044

Mortgage

Document Number	0000044744
Date	Nov 7, 2018
Instrument	44744

Lender

Name	MCCULLOUGH JR FAMILY TR (PT)
Address	2678 E 1500 S, ST GEORGE, UT 84790-5891

Agreement

Amount	Amount on Record

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Apr 6, 2017
Property Address	1040 E 900 S, SAINT GEORGE, UT 84790-4000
Document Number	0000014111
Instrument Date	Apr 6, 2017
Instrument	20170014111
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SOUTHERN UTAH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 E 900 S UNIT 7, 7, SAINT GEORGE, UT 84790-2044

Mortgage

Document Number	0000014134
Date	Apr 6, 2017
Instrument	20170014134

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1040 E 900 S, Unit 7 was $1,146.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,420 Land $41,250 Building $126,170	$304,400 Land $75,000 Building $229,400
2025	$1,146.00
2023	$1,246.00	$186,230	$338,600 Land $70,000 Building $268,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1040 E 900 S, Unit 7 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1040 E 900 S, Unit 7 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Kayenta Technologies Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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