1040 Arrowhead Dr, Gardnerville, NV 89460 Property Records

Douglas County property record for 1040 Arrowhead Dr, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,549 sqft · built 1968
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$324,900 (Dec 2017)
Tax Bill	$1,436 (2026)
Deeds & Mortgages	Dec 2023 Second Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1220-09-810-012`

Property Details

APN / Parcel Number

Primary APN	`1220-09-810-012`
Alternative APNs	`000027311030` `27311030`

Interior

Stories	1 Story
Building Area	1,549 sqft Living Area
Gross Area	2,069 sqft
1st Floor Area	1,549 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	000027311030
Street Address	1040 ARROWHEAD DR
City	GARDNERVILLE
State	NV
Zip	89460-8955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #2 LOT 249
Legal Range	20E
Legal Township	12N
Legal Section	09
Legal Subdivision	GARDNERVILLE RANCHOS #2
Legal Block	1
Legal Lot Number	249
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1006
Census Tract	1000

Owner

1040 Arrowhead Dr is owned and occupied by two individuals who acquired it in March 2021.

Source: Douglas County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1040 ARROWHEAD DR, GARDNERVILLE, NV 89460-8955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Dec 15, 2017	Grant Deed, Transfer
Dec 15, 2017	Grant Deed, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Jan 18, 2013 · Amount on File
Deed Document Number	2017908138
Last Transfer Date	Mar 11, 2021
Transfer Doc	0000065006
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1040 ARROWHEAD DR, GARDNERVILLE, NV 89460-8955
Transaction Type	Mortgage
Record Updated	Dec 28, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003184
Date	Dec 14, 2023
Instrument	2023-1003184

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Apr 7, 2021
Property Address	1040 ARROWHEAD DR, GARDNERVILLE, NV 89460-8955
Document Number	0000065006
Map Reference	MB 1 DOC 28309
Instrument Date	Mar 11, 2021
Instrument	2021-965006
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 ARROWHEAD DR, GARDNERVILLE, NV 89460-8955

Mortgage

Document Number	0000065007
Date	Apr 7, 2021
Instrument	2021-965007

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1040 ARROWHEAD DR, GARDNERVILLE, NV 89460-8955
Document Number	0000917441
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1040 ARROWHEAD DR GARDNERVILLE NV 894608955, GARDNERVILLE, NV 89460-8955

Mortgage

Document Number	0000917441
Date	Jul 31, 2018
Instrument	917441

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Dec 15, 2017
Property Address	1040 ARROWHEAD DR, GARDNERVILLE, NV 89460-8955
Document Number	0000908138
Instrument Date	Dec 15, 2017
Instrument	908138
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Tax	$1,267.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1040 ARROWHEAD DR GARDNERVILLE NV 894608955, GARDNERVILLE, NV 89460-8955

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Dec 15, 2017
Property Address	1040 ARROWHEAD DR, GARDNERVILLE, NV 89460-8955
Document Number	0000908139
Instrument Date	Dec 13, 2017
Instrument	908139
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST CENTENNIAL TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1040 ARROWHEAD DR GARDNERVILLE NV 894608955, GARDNERVILLE, NV 89460-8955

Mortgage

Document Number	908140
Date	Dec 15, 2017
Instrument	908140

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1040 Arrowhead Dr was $1,436, up 3% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,436.00 (+3.01%)	$66,646 (+15.06%) Land $43,750 Building $22,896
2025	$1,394.00	$57,923 Land $35,000 Building $22,923	$165,494 Land $100,000 Building $65,494
2023	$1,314.00	$55,826 Land $35,000 Building $20,826	$159,503 Land $100,000 Building $59,503
2021			$126,109 Land $75,000 Building $51,109

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1040 Arrowhead Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1997)
Most Recent Claim	Jan 1997 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Arrowhead Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber, Verizon.

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