104 Wilson St, Stanley, NC 28164 Property Records

Gaston County property record for 104 Wilson St, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 2021
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$252,500 (Jul 2021)
Tax Bill	$3,730 (2026)
Deeds & Mortgages	Apr 2021 Construction Loan Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304641`

Property Details

APN / Parcel Number

Primary APN	`304641`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,306 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	104 WILSON ST
City	STANLEY
State	NC
Zip	28164-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIMMER AND SONS CONSTRUCTION INC LOT 7 (0.3341 A) PLAT BOOK 092 PAGE 124
Legal Subdivision	DIMMER AND SONS CONSTRUCTION INC
Legal Lot Number	7
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	3
Census Block	3006
Census Tract	33501

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	104 WILSON ST, STANLEY, NC 28164-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 22, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Deed Book / Page	5248 / 2365
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	104 WILSON ST, STANLEY, NC 28164-1662
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 BELLE MEADE CIR, BELMONT, NC 28012-6505
Investor	Possibly a Property Investor

Mortgage

Document Number	0052230221
Date	Apr 28, 2021
Book Page	5223/221

Lender

Name	UNITED BANK
Type	Bank
Address	CLOVER, SC 29710

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	104 WILSON ST, STANLEY, NC 28164-1662
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053550045
Date	Aug 1, 2022
Book Page	5355/45

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GASTONIA, NC 28053

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 22, 2021
Property Address	104 WILSON ST, STANLEY, NC 28164-1662
Document Number	0052482365
Book / Page	5248 / 2365
Map Reference	MB 92 PG 124
Instrument Date	Jul 21, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WILSON ST, STANLEY, NC 28164-1662

Mortgage

Document Number	52482368
Date	Jul 22, 2021
Instrument	5248/2368

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2061

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,730.00 (+0.84%)	$342,600 (+1.86%) Land $23,500 Building $319,100
2023	$3,699.00	$336,360 Land $23,500 Building $312,860
2021			$58,260 Land $14,000 Building $44,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035
Water Source	Purchased surface water from CITY OF MOUNT HOLLY
Last State Inspection	Feb 2024
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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