201 Wilson St, Stanley, NC 28164 Property Records

Gaston County property record for 201 Wilson St, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,294 sqft · built 2022
Lot Size5.39 acres (234,788 sqft)
Owner2 Individual Names on File
Last Sale$840,000 (Apr 2023)
Tax Bill$7,279 (2026)
Deeds & MortgagesMar 2023 Mortgage
Apr 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN304212

Property Details

APN / Parcel Number

Primary APN304212

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,294 sqft Heated Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCustom Design
Lot Area234,788 sqft (5.39 acres)

Location & Zoning

Street Address201 WILSON ST
CitySTANLEY
StateNC
Zip28164-1936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIMMER AND SONS CONSTRUCTION TRACT 2 PLAT BOOK 092 PAGE 054
Legal SubdivisionMINOR SUBDIVISION
Legal Tract2
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group3
Census Block3006
Census Tract33501

Owner

201 Wilson St is owned and occupied by two individuals who bought it in April 2023.

Source: Gaston County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address201 WILSON ST, STANLEY, NC 28164-1936
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Deed of Trust, Mortgage · Closed-End Mortgage
BELMONT SAVINGS BANK SSB
Apr 12, 2023Warranty Deed, Transfer · Conventional Mortgage
TRULIANT FCU
Jul 14, 2022Deed of Trust, Mortgage · Line of Credit
BELMONT SAVINGS BANK SSB
Feb 8, 2022Intrafamily Transfer, Transfer · Construction Mortgage
BELMONT SAVINGS BANK SSB
Feb 8, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2023 · Amount on File
Deed SaleApr 12, 2023 · Amount on File
Prior SaleFeb 8, 2021 · Amount on File
Deed Book / Page5403 / 2316
Prior Transfer DateFeb 8, 2022
Prior Transfer Doc5310000464
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address201 WILSON ST, STANLEY, NC 28164-1936
Transaction TypeMortgage
Record UpdatedApr 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054002125
DateMar 29, 2023
Book Page5400/2125
Lender
NameBELMONT SAVINGS BANK SSB
TypeBank
AddressBELMONT, NC 28012
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term372 Months
DueMar 1, 2054

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateApr 12, 2023
Property Address201 WILSON ST, STANLEY, NC 28164-1936
Document Number0054032316
Book / Page5403 / 2316
Map ReferenceMB 92 PG 54
Instrument DateApr 12, 2023
Transaction TypeTransfer
Record UpdatedMay 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 444, STANLEY, NC 28164-0444

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 WILSON ST, STANLEY, NC 28164-1936

Mortgage

Document Number0054032319
DateApr 12, 2023
Instrument5403/2319
Lender
NameTRULIANT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address201 WILSON ST, STANLEY, NC 28164-1936
Transaction TypeMortgage
Record UpdatedNov 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 WILSON ST, STANLEY, NC 28164-1936

Mortgage

Document Number0053510231
DateJul 14, 2022
Book Page5351/231
Lender
NameBELMONT SAVINGS BANK SSB
TypeBank
AddressBELMONT, NC 28012
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 24, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGASTON NC
Recording DateFeb 8, 2022
Property Address201 WILSON ST, STANLEY, NC 28164-1936
Document Number0053100464
Book / Page5310 / 464
Map ReferenceMB 92 PG 54
Instrument DateFeb 8, 2022
Transaction TypeTransfer
Record UpdatedNov 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 444, STANLEY, NC 28164-0444

Mortgage

Document Number0005310466
DateFeb 8, 2022
Instrument5310/466
Lender
NameBELMONT SAVINGS BANK SSB
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueFeb 1, 2053

February 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateFeb 8, 2021
Property Address201 WILSON ST, STANLEY, NC 28164-1936
Document Number0051970248
Book / Page5197 / 248
Map ReferenceMB 92 PG 54
Instrument DateFeb 5, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$80.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 442, MOUNT HOLLY, NC 28120-0442

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 444, STANLEY, NC 28164-0444

Mortgage

Document Number0005197251
DateFeb 8, 2021
Instrument5197/251
Lender
NameUNITED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateMar 1, 2026
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6.12%
Index1-Year CMT
Margin4
Max Rate6.12%

Tax Assessment & Valuation

The 2026 property tax bill for 201 Wilson St was $7,279.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityStanley Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,279.00$668,470 (-) Land $57,230 Building $611,240
2025$7,279.00$668,470 Land $57,230 Building $611,240
2023$7,366.00$669,650 Land $57,230 Building $612,420
2021$38,430 Land $38,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Wilson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Wilson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF STANLEY
serves 5,750 people · EPA ID NC0136035
Water SourcePurchased surface water from CITY OF MOUNT HOLLY
Last State InspectionFeb 2024
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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