104 Willow Grove Dr, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 104 Willow Grove Dr, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,780 sqft · built 1982
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Aug 1995)
Tax Bill	$15,803 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-01048-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`32-01048-0000-00025`
Alternative APNs	`32000060500027` `320104800025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,780 sqft Living Area
1st Floor Area	1,380 sqft
Upper Floors Area	1,400 sqft
Basement Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	233 ft deep x 129 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Deck Area	Deck Area
Patio Area	280 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	32000060500027
Street Address	104 WILLOW GROVE DR
City	LINCROFT
State	NJ
Zip	07738-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Subdivision	WOODLAND RUN SEC 04
Legal Block	1048
Legal Lot Number	25
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1002
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 1995 · Amount on Record
Deed Sale	Aug 7, 1995 · Amount on Record
Deed Book / Page	5431 / 123
Last Transfer Date	Feb 28, 2014
Transfer Doc	0090585769
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	104 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095991774
Date	Jun 7, 2022
Book Page	9599/1774
Instrument	2022060530

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	104 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094915586
Date	Mar 17, 2021
Book Page	9491/5586
Instrument	2021042018

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	104 WILLOW GROVE DR, LINCROFT, NJ 07738-1017
Document Number	0000056146
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 WILLOW GROVE DR LINCROFT NJ 077381017, LINCROFT, NJ 07738-1017

Mortgage

Document Number	0000056146
Date	May 28, 2020
Book Page	009416/008144
Instrument	56146

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,082,000 (+10.51%) Land $529,200 Building $552,800	$1,082,000 (+10.51%) Land $529,200 Building $552,800
2025	$15,803.00 (+1.63%)	$979,100 (+19.33%) Land $431,300 Building $547,800	$979,100 (+19.33%) Land $431,300 Building $547,800
2024	$15,550.00 (+18.03%)
2023		$820,500 Land $340,500 Building $480,000	$820,500 Land $340,500 Building $480,000
2022	$13,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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