Grayson County property record for 104 White Oak Ln, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1994 |
| Lot Size | 2.33 acres (101,495 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $932 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-A-28A1 |
| Primary APN | 73-A-28A1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,406 sqft |
| 1st Floor Area | 1,428 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2013 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 101,495 sqft (2.33 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Deck Area | 259 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12940 |
|---|---|
| Street Address | 104 WHITE OAK LN |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Description | 2.33 73-A-28A1 |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 60202 |
Source: Grayson County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 WHITE OAK LN, INDEPENDENCE, VA 24348-3512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 3, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 17, 2019 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 29, 2026 |
| Transfer Doc | 0000000971 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | Jun 3, 2026 |
| Property Address | 104 WHITE OAK LN, INDEPENDENCE, VA 24348-3512 |
| Document Number | 0000000971 |
| Book / Page | 720 / 305 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026971 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 WHITE OAK LN, INDEPENDENCE, VA 24348-3512 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 104 WHITE OAK LN, INDEPENDENCE, VA 24348-3512 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | 628/622 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 628/622 |
| Instrument | 180000588 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $932.00 (-13.94%) | $160,700 (-) Land $22,500 Building $138,200 | $160,700 (-) Land $22,500 Building $138,200 |
| 2023 | $1,083.00 | $160,700 Land $22,500 Building $138,200 | $160,700 Land $22,500 Building $138,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 88% of Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| GigaBeam Networks Fixed Wireless | 100 / 20 |
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