Grayson County property record for 340 White Oak Ln, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1979 |
| Lot Size | 1.04 acres (45,346 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 73D-1-7 |
| Primary APN | 73D-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,238 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,346 sqft (1.04 acres) |
| Garage Type | Carport |
| Garage Area | 308 sqft |
| Carport | Carport |
| Carport Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 714 |
|---|---|
| Street Address | 340 WHITE OAK LN |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-3598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Description | 1.041 73D-1-7 |
| Legal Subdivision | WHITEOAK HEIGHTS SD |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 60202 |
340 White Oak Ln is owned and occupied by an individual.
Source: Grayson County records, as of June 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 340 WHITE OAK LN, INDEPENDENCE, VA 24348-3598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Jun 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SKYLINE NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 340 WHITE OAK LN, INDEPENDENCE, VA 24348-3598 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000630/260 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 630/260 |
| Instrument | 190000952 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 20, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 340 WHITE OAK LN, INDEPENDENCE, VA 24348-3598 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000656/324 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 656/324 |
| Instrument | 210001218 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 340 White Oak Ln was $857.
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 | $147,900 Land $16,700 Building $131,200 | $147,900 Land $16,700 Building $131,200 |
| 2023 | $1,014.00 | $147,900 Land $16,700 Building $131,200 | $147,900 Land $16,700 Building $131,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 340 White Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 340 White Oak Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 87% of Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: GigaBeam Networks.
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