Carteret County property record for 104 White Oak Bluff Rd, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,768 sqft · built 1990 |
| Lot Size | 0.661 acres (28,793 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $388,000 (Nov 2020) |
| Tax Bill | $3,023 (2025) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5367.03.42.6079000 |
| Primary APN | 5367.03.42.6079000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,768 sqft Heated Area |
| Gross Area | 2,204 sqft |
| 1st Floor Area | 1,598 sqft |
| Basement Area | 799 sqft |
| Unfinished Basement | 799 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,793 sqft (0.661 acres) |
| Lot Dimensions | 289 ft deep x 108 ft wide |
| View / Lot | Waterfront |
| Deck Area | 152 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 64431 |
|---|---|
| Street Address | 104 WHITE OAK BLUFF RD |
| City | STELLA |
| State | NC |
| Zip | 28582-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 20 SA WHITE OAK BLUFF |
| Legal Subdivision | WHITE OAK BLUFF |
| Legal Block | 42 |
| Legal Lot Number | 20 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970801 |
104 White Oak Bluff Rd is owned and occupied by two individuals who bought it in November 2020.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 WHITE OAK BLUFF RD, STELLA, NC 28582-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on File |
| Deed Sale | Nov 16, 2020 · Amount on File |
| Deed Document Number | 20201696088 |
| Deed Book / Page | 1696 / 88 |
| Prior Transfer Date | Feb 10, 2015 |
| Prior Transfer Doc | 0015000500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 16, 2020 |
| Property Address | 104 WHITE OAK BLUFF RD, STELLA, NC 28582-9707 |
| Document Number | 0016960088 |
| Book / Page | 001696 / 000088 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $776.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 401 M AND J CT NEWPORT NC 285705210, NEWPORT, NC 28570-5210 |
The 2025 property tax bill for 104 White Oak Bluff Rd was $3,023.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $848,041 (-) Land $373,880 Building $474,161 | $848,041 (-) Land $373,880 Building $474,161 | |
| 2025 | $3,023.00 | $848,041 Land $373,880 Building $474,161 | $848,041 Land $373,880 Building $474,161 |
| 2023 | $385,339 Land $212,129 Building $173,210 | $385,339 Land $212,129 Building $173,210 | |
| 2022 | $2,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 White Oak Bluff Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 White Oak Bluff Rd is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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