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101 White Oak Bluff Rd, Stella, NC 28582 Property Records

Carteret County property record for 101 White Oak Bluff Rd, Stella, NC 28582

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,649 sqft · built 1987
Lot Size0.683 acres (29,751 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (May 2012)
Tax Bill$1,852 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN5367.03.42.6304000

Property Details

APN / Parcel Number

Primary APN5367.03.42.6304000
Alternative APNs
  • 496311
  • 59445

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,649 sqft Heated Area
Gross Area4,118 sqft
1st Floor Area1,544 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,751 sqft (0.683 acres)
Lot Dimensions200 ft deep x 124 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area294 sqft
Deck Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number59445
Street Address101 WHITE OAK BLUFF RD
CitySTELLA
StateNC
Zip28582-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL9 SF WHITE OAK BLUFF
Legal SubdivisionWHITE OAK BLUFF
Legal Block42
Legal Lot Number9
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1018
Census Tract970801

Owner

Source: Carteret County records · APN 5367.03.42.6304000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address101 WHITE OAK BLUFF RD, STELLA, NC 28582-9707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jul 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2012 · Amount on Record
Deed SaleMay 24, 2012 · Amount on Record
Deed Document Number20121409481
Deed Book / Page1409 / 481
Prior Transfer DateOct 17, 2008
Prior Transfer Doc0012890070
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address101 WHITE OAK BLUFF RD, STELLA, NC 28582-9707
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017570132
DateFeb 16, 2022
Book Page1757/132
Instrument1757132
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressJACKSONVILLE, NC 28541
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address101 WHITE OAK BLUFF RD, STELLA, NC 28582-9707
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016770204
DateJul 01, 2020
Book Page1677/204
Instrument1677204
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,852.00 (+56.68%)$508,472 (+55.72%) Land $73,868 Building $434,604$508,472 (+55.72%) Land $73,868 Building $434,604
2023$326,530 Land $70,382 Building $256,148$326,530 Land $70,382 Building $256,148
2022$1,182.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319708011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims12 (1993–2018)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims
  • Hurricane Fran, Sep 1996 · 4 claims
  • Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 44 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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