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104 Waldwick Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 104 Waldwick Ave, Waldwick, NJ 07463

Property Summary

Property TypeSingle Family Home
Details1,560 sqft · built 1948
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Oct 2020)
Tax Bill$11,824 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Feb 2012 Mortgage
Flood ZoneZone X (minimal risk)
APN64-00038-0000-00030

Property Details

APN / Parcel Number

Primary APN64-00038-0000-00030
Alternative APN
  • 640003800030

Interior

Stories2 Stories
Building Area1,560 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address104 WALDWICK AVE
CityWALDWICK
StateNJ
Zip07463-2224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description50X100 2 LT
Legal SubdivisionRIDGEWALD HLNDS
Legal Block38
Legal Lot Number30
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group2
Census Block2015
Census Tract56100

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address104 WALDWICK AVE, WALDWICK, NJ 07463-2224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 15, 2012Deed of Trust, Mortgage · Conventional with PMI
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2020 · Amount on File
Deed SaleOct 8, 2020 · Amount on File
Prior SaleMay 20, 2008 · Amount on File
Deed Document Number2020100325
Deed Book / Page3755 / 1532
Prior Transfer DateDec 17, 1998
Prior Transfer Doc0000000736
Record UpdatedOct 29, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 8, 2020
Property Address104 WALDWICK AVE, WALDWICK, NJ 07463-2224
Document Number0037551532
Book / Page3755 / 1532
Instrument DateJul 28, 2020
Instrument20-100325
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyPROFESSIONAL ABSTRACT & TTL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,359.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 WALDWICK AVE, 104, WALDWICK, NJ 07463-2224

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 WALDWICK AVE, WALDWICK, NJ 07463-2224
InvestorPossibly a Property Investor

Mortgage

Document Number20100326
DateOct 8, 2020
Instrument20-100326
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueAug 1, 2050

February 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address104 WALDWICK AVE, WALDWICK, NJ 07463-2224
Document Number0037101604
Instrument DateFeb 15, 2012
Transaction TypeMortgage
Record UpdatedOct 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address104 WALDWICK AVE WALDWICK NJ 074632224, WALDWICK, NJ 07463-2224

Mortgage

Document Number0037101604
DateAug 17, 2020
Book Page003710/001604
Instrument86998
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional with PMI
AmountAmount on Record
Term204 Months
DueAug 16, 2037

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$515,200 (-) Land $270,000 Building $245,200$515,200 (-) Land $270,000 Building $245,200
2025$11,824.00 (+3.66%)$515,200 (+30.63%) Land $270,000 Building $245,200$515,200 (+30.63%) Land $270,000 Building $245,200
2024$11,406.00 (+1.55%)
2023$394,400 Land $220,000 Building $174,400$394,400 Land $220,000 Building $174,400
2022$11,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDWICK WATER DEPT
serves 10,208 people · EPA ID NJ0264001
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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