Bergen County and Waldwick Borough property record for 97 Waldwick Ave, Waldwick, NJ 07463 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1943 |
| Square Footage | 1,651 sqft Living Area |
| Lot Size | 10,001 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $14,224.00 (2025) |
Source: Bergen County and Waldwick Borough records · APN 64-00037-0000-00065
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 WALDWICK AVE, WALDWICK, NJ 07463-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Oct 05, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MTG |
| May 01, 2017 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2020 |
| Deed Sale | Feb 11, 2020 |
| Prior Sale | Aug 18, 2016 · Amount on Record |
| Deed Doc Number | 202016203 |
| Deed Book / Page | 3499 / 1554 |
| Prior Transfer Date | Jan 20, 2020 |
| Prior Transfer Doc | 0034991554 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 97 WALDWICK AVE, WALDWICK, NJ 07463-2223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2022 |
| Name | Verified Name |
|---|---|
| Address | 97 WALDWICK AVE, WALDWICK, NJ 07463-2223 |
| Document Number | 0046341707 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 4634/1707 |
| Instrument | 2022036184 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 97 WALDWICK AVE, WALDWICK, NJ 07463-2223 |
| Document Number | 0030950112 |
| Instrument Date | Oct 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | ALL JERSEY TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 97 WALDWICK AVE WALDWICK NJ 074632223, WALDWICK, NJ 07463-2223 |
| Document Number | 0030950112 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 003095/000112 |
| Instrument | 77271 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 01, 2017 |
| Property Address | 97 WALDWICK AVE, WALDWICK, NJ 07463-2223 |
| Document Number | 0025991608 |
| Book / Page | 02599 / 1608 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 17-034774 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0025991617 |
|---|---|
| Date | May 01, 2017 |
| Book Page | 02599/1617 |
| Instrument | 17-034774.01 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619,800 (-) Land $360,000 Building $259,800 | $619,800 (-) Land $360,000 Building $259,800 | |
| 2025 | $14,224.00 (+3.66%) | $619,800 (+41.12%) Land $360,000 Building $259,800 | $619,800 (+41.12%) Land $360,000 Building $259,800 |
| 2024 | $13,722.00 (+9.71%) | ||
| 2023 | $439,200 Land $290,000 Building $149,200 | $439,200 Land $290,000 Building $149,200 | |
| 2022 | $12,508.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 64-00037-0000-00065 |
|---|---|
| Alternative APN |
|
| Building Area | 1,651 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,001 sqft (0.23 acres) |
| Depth X Width | 100 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 97 WALDWICK AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2223 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 100 X 100 4 LT |
| Legal Block | 37 |
| Legal Lot Number | 65 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 56100 |
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