Citrus County property record for 104 W Olympia St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,741 sqft · built 1987 |
| Lot Size | 0.972 acres (42,343 sqft) |
| Owner | Owner Name on File |
| Last Sale | $64,500 (Sep 2010) |
| Tax Bill | $1,649 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00500-023.0 |
| Primary APN | 19E-18S-18-0110-00500-023.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,741 sqft Living Area |
| 1st Floor Area | 1,741 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 42,343 sqft (0.972 acres) |
| Lot Dimensions | 291 ft deep x 150 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 531 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2303590 |
|---|---|
| Old Parcel Number | 1818S19E0110005000230 |
| Street Address | 104 W OLYMPIA ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-8803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR CENTRAL RIDGE RESIDEN |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 23 BLK 50 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 36 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 50 |
| Legal Lot Number | 23 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 450704 |
The current owner of 104 W Olympia St bought it in September 2010.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 104 W OLYMPIA ST, HERNANDO, FL 34442-8803 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2010 · Amount on File |
| Deed Sale | Sep 28, 2010 · Amount on File |
| Prior Sale | Sep 28, 2010 · Amount on File |
| Deed Document Number | 2010043057 |
| Deed Book / Page | 2379 / 0113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 104 W OLYMPIA ST, HERNANDO, FL 34442-8803 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 104 W OLYMPIA ST, HERNANDO, FL 34442-8803 |
| Document Number | 0034490298 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 3449/298 |
| Instrument | 2024011981 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 104 W OLYMPIA ST, HERNANDO, FL 34442-8803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 104 W OLYMPIA ST, HERNANDO, FL 34442-8803 |
| Document Number | 0031311455 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 3131/1455 |
| Instrument | 2021006705 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 104 W Olympia St was $1,649 with exemptions applied, up 6.3% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,649.00 (+6.25%) Homeowner's exemption Additional exemption filed | $256,273 (-2.45%) Land $31,000 Building $225,273 | $256,273 (-2.45%) Land $31,000 Building $225,273 |
| 2024 | $1,552.00 (+2.92%) Homeowner's exemption Additional exemption filed | $262,712 (+2.23%) Land $29,500 Building $233,212 | $262,712 (+2.23%) Land $29,500 Building $233,212 |
| 2023 | $1,508.00 (+6.87%) Homeowner's exemption Additional exemption filed | $256,991 (+19.6%) Land $25,500 Building $231,491 | $256,991 (+19.6%) Land $25,500 Building $231,491 |
| 2022 | $1,411.00 Homeowner's exemption Additional exemption filed | $214,878 Land $17,250 Building $197,628 | $214,878 Land $17,250 Building $197,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 W Olympia St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 W Olympia St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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