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191 W Olympia St, Hernando, FL 34442 Property Records

Citrus County property record for 191 W Olympia St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,289 sqft · built 2006
Lot Size1 acres (43,819 sqft)
Owner2 Individual Names on Record
Last Sale$273,000 (Oct 2018)
Tax Bill$27 (2025)
Deeds & MortgagesJul 2020 Mortgage
Oct 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00480-0180

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00480-0180
Alternative APNs
  • 1818S19E0110004800180
  • 2302909

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,289 sqft Living Area
Gross Area4,479 sqft
1st Floor Area1,377 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleMulti-Level
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area43,819 sqft (1 acres)
Lot Dimensions291 ft deep x 150 ft wide
Garage TypeAttached
Garage Area651 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Pool Area318 sqft
PorchFinished/Screened Porch
Porch Area607 sqft
Patio Area330 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2302909
Street Address191 W OLYMPIA ST
CityHERNANDO
StateFL
Zip34442-8824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LOT 18 BLK 48
Legal Range18E
Legal Township18S
Legal Section36
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block48
Legal Lot Number18
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group3
Census Block3019
Census Tract450703

Owner

Source: Citrus County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address191 W OLYMPIA ST, HERNANDO, FL 34442-8824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK
Oct 4, 2018Grant Deed, Transfer · Conventional with PMI
TIAA FSB
Jun 11, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY
Jun 25, 2018Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2018 · Amount on Record
Deed SaleOct 4, 2018 · Amount on Record
Prior SaleJun 25, 2018 · Amount on Record
Deed Document Number201850436
Deed Book / Page2931 / 808
Prior Transfer DateOct 28, 2015
Prior Transfer Doc0027202105
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address191 W OLYMPIA ST, HERNANDO, FL 34442-8824
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030780946
DateJul 28, 2020
Book Page3078/946
Instrument2020038754
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCITRUS FL
Recording DateOct 4, 2018
Property Address191 W OLYMPIA ST, HERNANDO, FL 34442-8824
Document Number0029310808
Book / Page002931 / 000808
Instrument DateAug 27, 2018
Instrument50436
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyPROMINENCE TITLE AND ESCROW LLC, PROMINENCE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,911.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address191 W OLYMPIA ST HERNANDO FL 344428824, HERNANDO, FL 34442-8824

Mortgage

Document Number29310825
DateOct 4, 2018
Book Page002931/000825
Instrument50438
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 3, 2048

June 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCITRUS FL
Recording DateJun 11, 2018
Property Address191 W OLYMPIA ST, HERNANDO, FL 34442-8824
Document Number0029061027
Book / Page002906 / 001027
Instrument DateJun 7, 2018
Instrument29368
Transaction TypeForeclosure
Record UpdatedJul 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,386.70
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 W OLYMPIA ST HERNANDO FL 344428824, HERNANDO, FL 34442-8824

June 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionCITRUS FL
Recording DateJun 25, 2018
Property Address191 W OLYMPIA ST, HERNANDO, FL 34442-8824
Document Number0029091163
Book / Page002909 / 001163
Instrument DateJun 7, 2018
Instrument31915
Transaction TypeTransfer
Record UpdatedJul 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,386.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 W OLYMPIA ST HERNANDO FL 344428824, HERNANDO, FL 34442-8824

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27.00 Veteran's exemption$352,312 (-24.69%)$475,297 (+1.59%) Land $31,000 Building $444,297
2024$27.00 Homeowner's exemption Additional exemption filed$467,841 (+1%) Land $29,500 Building $438,341$467,841 (+1%) Land $29,500 Building $438,341
2023$27.00 (-68.24%) Homeowner's exemption Additional exemption filed$463,196 (+19.76%) Land $25,500 Building $437,696$463,196 (+19.76%) Land $25,500 Building $437,696
2022$85.00 Homeowner's exemption Additional exemption filed$386,771 Land $17,250 Building $369,521$386,771 Land $17,250 Building $369,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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