104 W Grant St, Philo, IL 61864 Property Records

Champaign County property record for 104 W Grant St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	0.184 acres (7,997 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Feb 2024)
Tax Bill	$4,038 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-108-011`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-108-011`

Exterior

Lot Area	7,997 sqft (0.184 acres)

Location & Zoning

Street Address	104 W GRANT ST
City	PHILO
State	IL
Zip	61864-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 ALLEN, JERRY, REPLAT
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	ALLEN, JERRY, REPLAT
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	1
Census Block	1005
Census Tract	10901

Owner

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	104 W GRANT ST, PHILO, IL 61864-9682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2024 · Amount on Record
Deed Sale	Feb 14, 2024 · Amount on Record
Deed Document Number	20241905
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 14, 2024
Property Address	104 W GRANT ST, PHILO, IL 61864-9682
Document Number	0000001905
Map Reference	MB Z PG 224
Instrument Date	Feb 13, 2024
Instrument	2024R01905
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 W GRANT ST, PHILO, IL 61864-9682

Mortgage

Document Number	0000001906
Date	Feb 14, 2024
Instrument	2024R01906

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	104 W GRANT ST, PHILO, IL 61864-9682
Document Number	0000002588
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 W GRANT ST PHILO IL 618649682, PHILO, IL 61864-9682

Mortgage

Document Number	0000002588
Date	Feb 26, 2019
Instrument	2588

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2034

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,038.00 (+4.48%)	$76,970 (+25.01%) Land $8,830 Building $68,140	$230,910 (+25.01%) Land $26,490 Building $204,420
2024	$3,865.00 (+9.49%)
2022	$3,530.00 Homeowner's exemption	$61,570 Land $7,070 Building $54,500	$184,710 Land $21,210 Building $163,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: MF Wireless.

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