104 Vista Loop, Davenport, FL 33897 Property Records

Polk County property record for 104 Vista Loop, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,168 sqft · built 2000
Lot Size	0.249 acres (10,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jul 2026)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-999998-000020`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-999998-000020`
Alternative APNs	`122526999998000020` `22526000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,168 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	984 sqft
Upper Floors Area	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	10,842 sqft (0.249 acres)
Lot Dimensions	155 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	286 sqft
Porch	Florida Room
Porch Area	380 sqft

Location & Zoning

Street Address	104 VISTA LOOP
City	DAVENPORT
State	FL
Zip	33897-8380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA PARK PHASE TWO PB 111 PGS 14 & 15 LOT 2
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	VISTA PARK PHASE TWO
Legal Phase	2
Legal Tract	999998
Legal Block	1
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1018
Census Tract	12415

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 VISTA LOOP, DAVENPORT, FL 33897-8380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY
Nov 7, 2025	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Mar 4, 2020	Warranty Deed, Transfer METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	2026163208
Deed Book / Page	14068 / 1750
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 9, 2026
Property Address	104 VISTA LOOP, DAVENPORT, FL 33897-8380
Document Number	0000163208
Book / Page	14068 / 1750
Instrument Date	Jun 26, 2026
Instrument	2026163208
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	STELLAR TITLE, STELLAR TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300,475.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 VISTA LOOP, DAVENPORT, FL 33897-8380
Investor	Possibly a Property Investor

Mortgage

Document Number	0000163209,
Date	Jul 9, 2026
Instrument	2026163209

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 7, 2025
Property Address	104 VISTA LOOP, DAVENPORT, FL 33897-8380
Document Number	0000264442
Book / Page	13770 / 952
Map Reference	MB 111 PG 14&15
Instrument Date	Nov 4, 2025
Instrument	2025264442
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3886 TWO ROD RD, EAST AURORA, NY 14052-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ROBERTS ST, MALDEN, MA 02148-3305

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 4, 2020
Property Address	104 VISTA LOOP, DAVENPORT, FL 33897-8380
Document Number	0111640957
Book / Page	011164 / 000957
Instrument Date	Mar 3, 2020
Instrument	51086
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3886 TWO ROD RD EAST AURORA NY 140529541, EAST AURORA, NY 14052-9541

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,194 (+6.45%) Land $70,000 Building $287,194	$357,194 (+3.09%) Land $70,000 Building $287,194
2025	$4,396.00 (-8.59%)	$335,536 (-3.92%)	$346,483 (-0.79%) Land $70,000 Building $276,483
2024	$4,809.00 (+9.05%)	$349,241 (+5.52%) Land $70,000 Building $279,241	$349,241 (+5.52%) Land $70,000 Building $279,241
2023	$4,410.00 (+13.16%)	$330,961 (+22.79%) Land $68,000 Building $262,961	$330,961 (+22.79%) Land $68,000 Building $262,961
2022	$3,897.00	$269,531 Land $56,000 Building $213,531	$269,531 Land $56,000 Building $213,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Hotwire Communications, T-Mobile, Xfinity.

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