221 Vista Loop, Davenport, FL 33897 Property Records

Polk County property record for 221 Vista Loop, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,208 sqft · built 2001
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2021)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-999998-000490`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-999998-000490`
Alternative APNs	`122526999998000490` `22526000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	1,024 sqft
Upper Floors Area	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	324 sqft
Porch	Florida Room
Porch Area	380 sqft

Location & Zoning

Street Address	221 VISTA LOOP
City	DAVENPORT
State	FL
Zip	33897-8390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA PARK PHASE TWO PB 111 PGS 14 & 15 LOT 49
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	VISTA PARK PHASE TWO
Legal Phase	2
Legal Tract	999998
Legal Block	1
Legal Lot Number	49
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1020
Census Tract	12415

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 BOWLINE ST, BEACHWOOD, NJ 08722-3731
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Sep 13, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	2021130951
Deed Book / Page	11722 / 2169
Prior Transfer Date	Dec 7, 2009
Prior Transfer Doc	0000214229
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 19, 2021
Property Address	221 VISTA LOOP, DAVENPORT, FL 33897-8390
Document Number	0000130951
Book / Page	11722 / 2169
Map Reference	MB 111 PG 14&15
Instrument Date	May 13, 2021
Instrument	2021130951
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	329 DOGWOOD LANE, 329, FORKED RIVER, NJ 08731

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	52 BOWLINE ST, BEACHWOOD, NJ 08722-3731

Mortgage

Document Number	0117222171
Date	May 19, 2021
Instrument	11722/2171

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 13, 2018
Property Address	221 VISTA LOOP, DAVENPORT, FL 33897-8390
Document Number	0106110190
Book / Page	010611 / 000190
Instrument Date	Jul 12, 2018
Instrument	194818
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 DOGWOOD LN FORKED RIVER NJ 087312823, FORKED RIVER, NJ 08731-2823

Mortgage

Document Number	106110192
Date	Sep 13, 2018
Book Page	010611/000192
Instrument	194819

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,467 (+2.97%) Land $70,000 Building $290,467	$360,467 (+2.97%) Land $70,000 Building $290,467
2025	$4,525.00 (-2.52%)	$350,053 (+3.75%) Land $70,000 Building $280,053	$350,053 (+3.75%) Land $70,000 Building $280,053
2023	$4,642.00 (+13%)	$337,404 (+22.57%) Land $68,000 Building $269,404	$337,404 (+22.57%) Land $68,000 Building $269,404
2022	$4,108.00	$275,266 Land $56,000 Building $219,266	$275,266 Land $56,000 Building $219,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Hotwire Communications, T-Mobile, Xfinity.

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