104 Timber Ridge Dr, Franklin, OH 45005 Property Records

Warren County property record for 104 Timber Ridge Dr, Franklin, OH 45005

Property Summary

Property TypeSingle Family Home
Details3 bd · built 2009
Lot Size0.285 acres (12,458 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Aug 2018)
Tax Bill$3,911 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-33-276-066-1

Property Details

APN / Parcel Number

Primary APN01-33-276-066-1
Alternative APNs
  • 01-33-276-066-0
  • 133276066
  • 1820605

Interior

Bedrooms3 Beds

Exterior

Year BuiltBuilt 2009
Lot Area12,458 sqft (0.285 acres)

Location & Zoning

Account Number1820605
Street Address104 TIMBER RIDGE DR
CityFRANKLIN
StateOH
Zip45005-7310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:58 SUBD:TIMBER RIDGE 3
Legal Range05
Legal Township02
Legal Section33
Legal SubdivisionTIMBER RIDGE 3
Legal Lot Number58
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1043
Census Tract30102

Owner

104 Timber Ridge Dr is owned and occupied by an individual who bought it in August 2018.

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address104 TIMBER RIDGE DR, CARLISLE, OH 45005-7310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2020Deed of Trust, Mortgage · Line of Credit
UNIVERSAL 1 CU
Aug 22, 2018Warranty Deed, Transfer · Conventional with PMI
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2018 · Amount on File
Deed SaleAug 22, 2018 · Amount on File
Prior SaleJul 13, 2015
Deed Document Number0000024071
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address104 TIMBER RIDGE DR, CARLISLE, OH 45005-7310
Document Number0000008601
Instrument DateMar 4, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 TIMBER RIDGE DR CARLISLE OH 450057310, CARLISLE, OH 45005-7310

Mortgage

Document Number0000008601
DateMar 13, 2020
Instrument8601
Lender
NameUNIVERSAL 1 CU
TypeCredit Union
AddressDAYTON, OH 45409-0467
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMar 12, 2035
Interest
Rate TypeAdjustable Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateAug 22, 2018
Property Address104 TIMBER RIDGE DR, CARLISLE, OH 45005-7310
Document Number0000024071
Instrument DateAug 13, 2018
Instrument24071
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 TIMBER RIDGE DR CARLISLE OH 450057310, CARLISLE, OH 45005-7310

Mortgage

Document Number24072
DateAug 22, 2018
Instrument24072
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 21, 2048

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
MunicipalityCarlisle City
CountyWarren County
County SubdivisionFranklin Township
Unified School DistrictCarlisle Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,911.00 (+1.82%)$99,974 (-0.03%) Land $11,550 Building $88,424$285,640 (-0.02%) Land $33,000 Building $252,640
2024$3,841.00 (+21.44%)$99,999 (+31.71%) Land $11,575 Building $88,424$285,710 (+31.71%) Land $33,070 Building $252,640
2023$3,163.00 (+10,806.9%)$75,926 (+10,746.57%) Land $10,525 Building $65,401
2022$29.00$700 Land $700$216,930 (+10,746.5%) Land $30,070 Building $186,860
2021$2,000 Land $2,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Timber Ridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims4 (1987–2026)
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Timber Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARLISLE CITY PWS
serves 1,675 people · EPA ID OH8303803
Water SourcePurchased groundwater from FRANKLIN PUBLIC WATER SYSTEM
Last State InspectionOct 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon, Watch TV.

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