103 Timber Ridge Dr, Franklin, OH 45005 Property Records

Warren County property record for 103 Timber Ridge Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,152 sqft · built 2009
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$154,900 (Oct 2009)
Tax Bill	$3,960 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-33-235-002-1`

Property Details

APN / Parcel Number

Primary APN	`01-33-235-002-1`
Alternative APNs	`01-33-235-002-0` `0133235002` `133235002` `1820589`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,152 sqft Living Area
Basement Area	1,152 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1820589
Street Address	103 TIMBER RIDGE DR
City	FRANKLIN
State	OH
Zip	45005-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER RIDGE 3 LOT 42
Legal Subdivision	TIMBER RIDGE 3
Legal Block	589
Legal Lot Number	42
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1040
Census Tract	30102

Owner

Source: Warren County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 TIMBER RIDGE DR, FRANKLIN, OH 45005-7311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage UNION SVGS
Apr 26, 2017	Deed of Trust, Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2009 · Amount on File
Deed Sale	Oct 23, 2009 · Amount on File
Deed Document Number	2009757162
Deed Book / Page	4975 / 82
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	103 TIMBER RIDGE DR, CARLISLE, OH 45005-7311
Document Number	0000052389
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 TIMBER RIDGE DR CARLISLE OH 450057311, CARLISLE, OH 45005-7311

Mortgage

Document Number	0000052389
Date	Dec 23, 2020
Instrument	52389

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 22, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	103 TIMBER RIDGE DR, CARLISLE, OH 45005-7311
Document Number	0000014249
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 TIMBER RIDGE DR CARLISLE OH 450057311, CARLISLE, OH 45005-7311

Mortgage

Document Number	0000014249
Date	May 10, 2017
Instrument	14249

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Carlisle City
County	Warren County
County Subdivision	Franklin Township
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,960.00 (-0.3%)	$103,410 (+%) Land $11,550 Building $91,860	$295,450 (-) Land $33,000 Building $262,450
2024	$3,972.00 (+21.51%)	$103,408 (+31.8%) Land $11,550 Building $91,858	$295,450 (+31.8%) Land $33,000 Building $262,450
2023	$3,269.00 (+11,575%)	$78,456 (+11,505.92%) Land $10,500 Building $67,956
2022	$28.00	$676 Land $676	$224,160 (+11,514.51%) Land $30,000 Building $194,160
2021			$1,930 Land $1,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	4 (1987–2026)
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLISLE CITY PWS serves 1,675 people · EPA ID OH8303803
Water Source	Purchased groundwater from FRANKLIN PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Watch TV.

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