104 Ter Hill, Bigfork, MT 59911 Property Records

Flathead County property record for 104 Ter Hill, Bigfork, MT 59911

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,918 sqft · built 1984
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$502,740 (Jul 2025)
Tax Bill	$3,339 (2026)
Deeds & Mortgages	Mar 2020 Line of Credit Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0795278`

Property Details

APN / Parcel Number

Primary APN	`R0795278`
Alternative APNs	`07-3835-36-1-04-05-7003` `0000975499`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,918 sqft Living Area
1st Floor Area	1,066 sqft
2nd Floor Area	852 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Terrain	Above Road/Slope
View / Lot	Waterfront / Beach
Parking Spaces	2 Parking Spaces
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000975499
Street Address	104 TERRACE HL
City	BIGFORK
State	MT
Zip	59911-3560
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TERRACE HILL CONDO TR 8IM IN NW4NE4, S36, T27 N, R20 W, UNIT 3, ASSR #0000975499 LOT: 3
Legal Range	20W
Legal Township	27N
Legal Section	36
Legal Subdivision	TERRACE HILL CONDO TR 8IM IN NW4NE4
Legal Lot Number	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2018
Census Tract	1303

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 TERRACE HL, BIGFORK, MT 59911-3560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Line of Credit PARK SIDE FCU
Jul 7, 2022	Intrafamily Transfer, Transfer
Nov 4, 2019	Warranty Deed, Transfer · Commercial Mortgage PARK SIDE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	202512418
Prior Transfer Date	Jun 24, 2022
Prior Transfer Doc	0000016800
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	104 TERRACE HL, BIGFORK, MT 59911-3560
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008067
Date	Mar 30, 2020
Instrument	202000008067

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jul 7, 2022
Property Address	104 TERRACE HL, BIGFORK, MT 59911-3560
Document Number	202200016800
Instrument Date	Jun 24, 2022
Instrument	202200016800
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	104 TERRACE HL, BIGFORK, MT 59911-3560

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 4, 2019
Property Address	104 TERRACE HL, BIGFORK, MT 59911-3560
Document Number	201900028388
Instrument Date	Nov 4, 2019
Instrument	201900028388
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TERRACE HL, BIGFORK, MT 59911-3560

Mortgage

Document Number	201900028389
Date	Nov 4, 2019
Instrument	201900028389

Lender

Name	PARK SIDE FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,339.00 (+131.07%)	$440,700 (-)
2025	$1,445.00 (-40.39%)	$440,700 (+36.1%)	$440,700 (+36.1%) Land $95,070 Building $345,630
2023	$2,424.00	$323,800	$323,800 Land $88,732 Building $235,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Western Montana CommunityTel.

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