104 Swift River Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 104 Swift River Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,603 sqft · built 1989
Lot Size	0.459 acres (20,002 sqft)
Owner	2 Company Names on Record
Last Sale	$865,000 (May 2018)
Tax Bill	$11,160 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-0340-015-0000`

Property Details

APN / Parcel Number

Primary APN	`227-0340-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,603 sqft Living Area
1st Floor Area	3,603 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	20,002 sqft (0.459 acres)
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces
Pool Area	23,587 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 SWIFT RIVER DR
City	FOLSOM
State	CA
Zip	95630-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	AMERICAN RIVER CANYON 04C, LOT 96
Legal Subdivision	AMERICAN RIVER CANYON 04C
Legal Lot Number	96
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1035
Census Tract	8210

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	104 SWIFT RIVER DR, FOLSOM, CA 95630-1500
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 29, 2018	Grant Deed, Transfer BBMC MTG
Jan 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Sep 10, 2009 · Amount on Record
Deed Book / Page	20180529 / 1217
Last Transfer Date	Mar 5, 2025
Transfer Doc	2025000074
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	104 SWIFT RIVER DR, FOLSOM, CA 95630-1500
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SWIFT RIVER DR, FOLSOM, CA 95630-1500
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001415
Date	Feb 24, 2021
Instrument	202102241415

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	104 SWIFT RIVER DR, FOLSOM, CA 95630-1500
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SWIFT RIVER DR, FOLSOM, CA 95630-1500

Mortgage

Document Number	2240000001415
Date	Feb 24, 2021
Book Page	20210224/1415

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 29, 2018
Property Address	104 SWIFT RIVER DR, FOLSOM, CA 95630-1500
Document Number	1805291217
Instrument Date	May 16, 2018
Instrument	1805291217
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$951.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 SWIFT RIVER DR FOLSOM CA 956301500, FOLSOM, CA 95630-1500

Mortgage

Document Number	1805291218
Date	May 29, 2018
Instrument	1805291218

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 10, 2017
Property Address	104 SWIFT RIVER DR, FOLSOM, CA 95630-1500
Document Number	0000000999
Book / Page	170110 / 000999
Instrument Date	Dec 23, 2016
Transaction Type	Transfer
Record Updated	Jan 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	104 SWIFT RIVER DR FOLSOM CA 956301500, FOLSOM, CA 95630-1500

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,003,902 (+2%) Land $319,160 Building $684,742
2025	$11,160.00 (+2.11%)	$984,218 (+4.04%) Land $312,902 Building $671,316
2024	$10,929.00 (+2.13%)
2023	$10,701.00 (+1.44%)	$946,001 Land $300,752 Building $645,249
2022	$10,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1995–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband, Cal.net, Succeed.Net.

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