101 Swift River Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 101 Swift River Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,119 sqft · built 1988
Lot Size	0.472 acres (20,550 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Jun 2004)
Tax Bill	$11,978 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-0350-009-0000`

Property Details

APN / Parcel Number

Primary APN	`227-0350-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,119 sqft Living Area
1st Floor Area	1,790 sqft
2nd Floor Area	1,329 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	20,550 sqft (0.472 acres)
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	101 SWIFT RIVER DR
City	FOLSOM
State	CA
Zip	95630-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	AMERICAN RIVER CANYON 04C, LOT 6
Legal Subdivision	AMERICAN RIVER CANYON 04C
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1014
Census Tract	8210

Owner

Source: Sacramento County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	101 SWIFT RIVER DR, FOLSOM, CA 95630-1521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage LEXINGTON NATIONAL
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2004 · Amount on Record
Deed Sale	Jun 14, 2004 · Amount on Record
Deed Book / Page	20040614 / 2920
Prior Transfer Date	Jul 27, 1994
Prior Transfer Doc	9408000938
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 9, 2026
Property Address	101 SWIFT RIVER DR, FOLSOM, CA 95630-1521
Document Number	2026001207
Book / Page	20260909 / 1207
Instrument Date	Sep 1, 2026
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	101 SWIFT RIVER DR, FOLSOM, CA 95630-1521

Mortgage

Document Number	2026001207,
Date	Sep 9, 2026
Book Page	20260909/1207

Lender

Name	LEXINGTON NATIONAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	101 SWIFT RIVER DR, FOLSOM, CA 95630-1521
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SWIFT RIVER DR, FOLSOM, CA 95630-1521

Mortgage

Document Number	2021091000476
Date	Sep 10, 2021
Instrument	2021091000476

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,087,577 (+2%) Land $326,289 Building $761,288
2025	$11,978.00 (+2.12%) Homeowner's exemption	$1,066,253 (+4.04%) Land $319,892 Building $746,361
2024	$11,729.00 (+2.12%)
2023	$11,486.00 (+1.46%) Homeowner's exemption	$1,024,851 Land $307,471 Building $717,380
2022	$11,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1995–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, Succeed.Net.

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