104 Summit Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 104 Summit Ave, Ramsey, NJ 07446 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3,669 sqft · built 2017
Lot Size	0.344 acres (14,984 sqft)
Owner	Individual Name on File
Last Sale	$1,137,000 (Apr 2018)
Tax Bill	$26,796 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-02905-0000-00004-02`

Property Details

APN / Parcel Number

Primary APN	`48-02905-0000-00004-02`
Alternative APN	`48029050000000040002`

Interior

Building Area	3,669 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	14,984 sqft (0.344 acres)

Location & Zoning

Street Address	104 SUMMIT AVE
City	RAMSEY
State	NJ
Zip	07446-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SOIL EROSION & SEDIMENT CONTRO
Legal Block	2905
Legal Lot Number	4.2
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	4
Census Block	4004
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02905-0000-00004-02

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 SUMMIT AVE, RAMSEY, NJ 07446-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Intrafamily Transfer, Transfer
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 03, 2018	Grant Deed, Transfer OTHER
Apr 03, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2018 · Amount on Record
Deed Sale	Apr 03, 2018 · Amount on Record
Deed Document Number	20182185601
Deed Book / Page	2896 / 2453
Last Transfer Date	Sep 23, 2022
Transfer Doc	0048461266
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Oct 26, 2022
Property Address	104 SUMMIT AVE, RAMSEY, NJ 07446-2410
Document Number	0048461266
Book / Page	4846 / 1266
Instrument Date	Sep 23, 2022
Instrument	2022103472
Transaction Type	Transfer
Record Updated	Dec 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 HARRISON AVEA, 60, WALDWICK, NJ 07463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SUMMIT AVE, RAMSEY, NJ 07446-2410

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	104 SUMMIT AVE, RAMSEY, NJ 07446-2410
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045301572
Date	Jan 11, 2022
Book Page	4530/1572
Instrument	2022004600

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 03, 2018
Property Address	104 SUMMIT AVE, RAMSEY, NJ 07446-2410
Document Number	0028962447
Book / Page	002896 / 002447
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 SUMMIT AVE RAMSEY NJ 07446, RAMSEY, NJ 07446

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 03, 2018
Property Address	104 SUMMIT AVE, RAMSEY, NJ 07446-2410
Document Number	0028962453
Book / Page	2896 / 2453
Instrument Date	Mar 16, 2018
Instrument	18-021856.01
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SUMMIT AVE, RAMSEY, NJ 07446-2410

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,309,700 (+0.64%) Land $401,800 Building $907,900	$1,309,700 (+0.64%) Land $401,800 Building $907,900
2025	$26,796.00 (-5.39%)	$1,301,400 (+29.66%) Land $401,800 Building $899,600	$1,301,400 (+29.66%) Land $401,800 Building $899,600
2024	$28,324.00 (+7.59%)
2023		$1,003,700 Land $276,500 Building $727,200	$1,003,700 Land $276,500 Building $727,200
2022	$26,327.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1992–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 6% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures