Bergen County and Ramsey Borough property record for 134 Summit Ave, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,179 sqft · built 1963 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,000 (Aug 1999) |
| Tax Bill | $16,550 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02905-0000-00001 |
| Primary APN | 48-02905-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,179 sqft Living Area |
| 1st Floor Area | 2,179 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 125 ft deep x 112 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 134 SUMMIT AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.321AC |
| Legal Block | 2905 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-02905-0000-00001
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 134 SUMMIT AVE, RAMSEY, NJ 07446-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 1999 · Amount on Record |
| Deed Sale | Aug 09, 1999 · Amount on Record |
| Deed Document Number | 1999135835 |
| Deed Book / Page | 8195 / 890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 134 SUMMIT AVE, RAMSEY, NJ 07446-2410 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043531648 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 4353/1648 |
| Instrument | 2021138291 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2031 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $807,600 (+0.47%) Land $398,100 Building $409,500 | $807,600 (+0.47%) Land $398,100 Building $409,500 | |
| 2025 | $16,550.00 (-6.4%) | $803,800 (+31.81%) Land $398,100 Building $405,700 | $803,800 (+31.81%) Land $398,100 Building $405,700 |
| 2024 | $17,682.00 (+10.55%) | ||
| 2023 | $609,800 Land $274,100 Building $335,700 | $609,800 Land $274,100 Building $335,700 | |
| 2022 | $15,995.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 6% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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