104 Summers Ln, Kevil, KY 42053 Property Records

Ballard County property record for 104 Summers Ln, Kevil, KY 42053

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,449 sqft · built 1993
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Apr 2017)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-39-009`

Property Details

APN / Parcel Number

Primary APN	`64-39-009`
Alternative APN	`4134`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,449 sqft Living Area

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	428 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	104 SUMMERS LN
City	KEVIL
State	KY
Zip	42053-8873
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	LA CENTER
Census Block Group	3
Census Block	3049
Census Tract	950100

Owner

104 Summers Ln is owned and occupied by an individual who bought it in April 2017.

Source: Ballard County records, as of November 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	104 SUMMERS LN, KEVIL, KY 42053-8873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 5, 2017	Deed of Trust, Mortgage · FHA Mortgage ACOPIA LLC
Apr 5, 2017	Deed of Trust, Mortgage · FHA Mortgage ACOPIA LLC
Apr 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2017 · Amount on File
Deed Sale	Apr 5, 2017 · Amount on File
Deed Document Number	0000113239
Deed Book / Page	113 / 239
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	104 SUMMERS LN, KEVIL, KY 42053-8873
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	117/175
Date	Jul 15, 2021
Book Page	117/175
Instrument	522730

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	104 SUMMERS LN, KEVIL, KY 42053-8873
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	089/472
Date	Apr 5, 2017
Book Page	089/472

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	104 SUMMERS LN, KEVIL, KY 42053-8873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	089/472
Date	Apr 5, 2017
Book Page	089/472

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Apr 5, 2017
Property Address	104 SUMMERS LN, KEVIL, KY 42053-8873
Document Number	113/239
Book / Page	113 / 239
Map Reference	MB F PG 3
Instrument Date	Apr 4, 2017
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Amount	Amount on Record
Tax	$206.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 SUMMERS LN, 104, KEVIL, KY 42053-8873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SUMMERS LN, KEVIL, KY 42053-8873
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 104 Summers Ln was $2,339 with an additional exemption.

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Municipality	Kevil City
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,339.00 Additional exemption filed	$280,000	$280,000
2023	$2,123.00 Additional exemption filed	$206,000	$206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Summers Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Summers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEVIL WATER DEPARTMENT serves 1,782 people · EPA ID KY0040223
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summers Ln

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