103 Summers Ln, Kevil, KY 42053 Property Records

Ballard County property record for 103 Summers Ln, Kevil, KY 42053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,196 sqft · built 2001
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Dec 2012)
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-39-002`

Property Details

APN / Parcel Number

Primary APN	`64-39-002`
Alternative APN	`6586`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,196 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Lot Width	156 ft Width
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	103 SUMMERS LN
City	KEVIL
State	KY
Zip	42053-8873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHISPERING OAKS ESTATES PH 1
Jurisdiction	BALLARD KY
Township / Civil Division	LA CENTER
Census Block Group	3
Census Block	3052
Census Tract	950100

Owner

103 Summers Ln is owned and occupied by an individual who bought it in December 2012.

Source: Ballard County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	103 SUMMERS LN, KEVIL, KY 42053-8873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2012 · Amount on File
Deed Sale	Dec 19, 2012 · Amount on File
Deed Document Number	2012234020
Deed Book / Page	99 / 382
Prior Transfer Date	Apr 23, 2010
Prior Transfer Doc	DEED090/281
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Recording Date	Jun 3, 2026
Property Address	103 SUMMERS LN, KEVIL, KY 42053-8873
Document Number	0148000387
Book / Page	148 / 387
Instrument Date	May 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SUMMERS LN, KEVIL, KY 42053-8873

Mortgage

Document Number	0148000387,
Date	Jun 3, 2026
Book Page	148/387

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	103 SUMMERS LN, KEVIL, KY 42053-8873
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SUMMERS LN, KEVIL, KY 42053-8873

Mortgage

Document Number	116/573
Date	Jun 29, 2021
Book Page	116/573
Instrument	522654

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	103 SUMMERS LN, KEVIL, KY 42053-8873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	105/319
Date	Apr 22, 2020
Book Page	105/319
Instrument	520559

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 103 Summers Ln was $2,350.

Source: Ballard County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Municipality	Kevil City
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,350.00	$232,000	$232,000
2023	$1,907.00 Additional exemption filed	$185,000	$185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Summers Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Summers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEVIL WATER DEPARTMENT serves 1,782 people · EPA ID KY0040223
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summers Ln

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