Scott County property record for 104 Sturbridge Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,462 sqft · built 1996 |
| Lot Size | 0.176 acres (7,676 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,811 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-076.000 |
| Primary APN | 138-20-076.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 7,676 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 STURBRIDGE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONY 3 |
| Legal Subdivision | COLONY 3 |
| Legal Lot Number | 120 |
| Legal Unit | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 40606 |
104 Sturbridge Dr is owned and occupied by an individual.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 STURBRIDGE DR, GEORGETOWN, KY 40324-2534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Sep 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Apr 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 104 STURBRIDGE DR, GEORGETOWN, KY 40324-2534 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 104 STURBRIDGE DR, GEORGETOWN, KY 40324-2534 |
| Document Number | 0M1861/699 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | M1861/699 |
| Instrument | 558096 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 7, 2023 |
| Property Address | 104 STURBRIDGE DR, GEORGETOWN, KY 40324-2534 |
| Document Number | 00D444/278 |
| Book / Page | D444 / 278 |
| Map Reference | SL 1537 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 480207 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 STURBRIDGE DR, GEORGETOWN, KY 40324-2534 |
| Name | Verified Name |
|---|---|
| Address | 104 STURBRIDGE DR, GEORGETOWN, KY 40324-2534 |
| Document Number | 0000480210 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 480210 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 104 STURBRIDGE DR, GEORGETOWN, KY 40324-2534 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | M1435/543 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | M1435/543 |
| Instrument | 399002 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 104 Sturbridge Dr was $1,811 with a homeowner's exemption.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,500 (-) | $252,500 (-) | |
| 2025 | $1,811.00 Homeowner's exemption | $252,500 | $252,500 |
| 2023 | $1,931.00 (+23.86%) | $213,000 (+18.53%) Land $38,500 Building $174,500 | $213,000 (+18.53%) Land $38,500 Building $174,500 |
| 2022 | $1,559.00 | $179,700 Land $33,000 Building $146,700 | $179,700 Land $33,000 Building $146,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Sturbridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Sturbridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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