Scott County property record for 103 Sturbridge Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,439 sqft · built 2003 |
| Lot Size | 0.171 acres (7,474 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,000 (Mar 2024) |
| Tax Bill | $2,467 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-063.000 |
| Primary APN | 138-20-063.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,439 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 7,474 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 STURBRIDGE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLONY 3 |
| Legal Subdivision | COLONY 3 |
| Legal Lot Number | 19 |
| Legal Unit | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 40606 |
103 Sturbridge Dr is owned and occupied by an individual who bought it in March 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 STURBRIDGE DR, GEORGETOWN, KY 40324-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Sep 4, 2018 | Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on File |
| Deed Sale | Mar 22, 2024 · Amount on File |
| Prior Sale | Sep 4, 2018 · Amount on File |
| Deed Document Number | 2024495678 |
| Deed Book / Page | 448 / 51 |
| Prior Transfer Date | May 7, 2011 |
| Prior Transfer Doc | D337/514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 22, 2024 |
| Property Address | 103 STURBRIDGE DR, GEORGETOWN, KY 40324-2535 |
| Document Number | 000D448/51 |
| Book / Page | D448 / 51 |
| Map Reference | CAB 4 SL 1537 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 495678 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4805 CRITTENDEN DR, ASHLAND, KY 41101-6407 |
| Name | Verified Name |
|---|---|
| Address | 103 STURBRIDGE DR, GEORGETOWN, KY 40324-2535 |
| Document Number | 0000495681 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 495681 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 4, 2018 |
| Property Address | 103 STURBRIDGE DR, GEORGETOWN, KY 40324-2535 |
| Document Number | D400/112 |
| Book / Page | D400 / 112 |
| Map Reference | CAB4 SL1537 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 391601 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1112, GEORGETOWN, KY 40324-6112 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 103 STURBRIDGE DR, GEORGETOWN, KY 40324-2535 |
| Document Number | 391602 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 391602 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 103 Sturbridge Dr was $2,467.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,000 (-) | $277,000 (-) | |
| 2025 | $2,467.00 | $277,000 | $277,000 |
| 2023 | $1,922.00 (+23.68%) | $212,000 (+18.3%) Land $38,500 Building $173,500 | $212,000 (+18.3%) Land $38,500 Building $173,500 |
| 2022 | $1,554.00 | $179,200 Land $33,000 Building $146,200 | $179,200 Land $33,000 Building $146,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Sturbridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Sturbridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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