Flagler County property record for 104 Smith Trl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,011 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Dec 2023) |
| Tax Bill | $4,539 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7059-00390-0070 |
| Primary APN | 07-11-31-7059-00390-0070 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,011 sqft Heated Area |
| Gross Area | 2,965 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 104 SMITH TRL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 59 BLK 39 LOT 7 OR 553 PG 1539 OR 1038 PG 1932 OR 1040/1683 OR 2461/1837-R & C SZYMANSKI TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 39 |
| Legal Lot Number | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 60208 |
104 Smith Trl is owned and occupied by an individual who bought it in December 2023.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 SMITH TRL, PALM COAST, FL 32164-5581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage R & C SZYMANSKI TRUST |
| Jul 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on File |
| Deed Sale | Dec 22, 2023 · Amount on File |
| Prior Sale | Jul 28, 2020 |
| Deed Document Number | 2023055024 |
| Deed Book / Page | 2835 / 693 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 22, 2023 |
| Property Address | 104 SMITH TRL, PALM COAST, FL 32164-5581 |
| Document Number | 0028350693 |
| Book / Page | 2835 / 693 |
| Map Reference | MB 19 PG 41 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2023055024 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 COMANCHE CT, PALM COAST, FL 32137-8994 |
| Name | Verified Name |
|---|---|
| Address | 104 SMITH TRL, PALM COAST, FL 32164-5581 |
| Document Number | 0002835695 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 2835/695 |
| Name | R & C SZYMANSKI TRUST |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 28, 2020 |
| Property Address | 104 SMITH TRL, PALM COAST, FL 32164-5581 |
| Document Number | 0024611837 |
| Book / Page | 002461 / 001837 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 28735 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 84 COMANCHE CT PALM COAST FL 321378994, PALM COAST, FL 32137-8994 |
The 2025 property tax bill for 104 Smith Trl was $4,539 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,539.00 Homeowner's exemption | $292,927 Land $52,000 Building $240,927 | $292,927 Land $52,000 Building $240,927 |
| 2023 | $4,857.00 (+4.81%) | $280,401 (+2.84%) Land $44,500 Building $235,901 | $280,401 (+2.84%) Land $44,500 Building $235,901 |
| 2022 | $4,634.00 | $272,664 Land $44,000 Building $228,664 | $272,664 Land $44,000 Building $228,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Smith Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 45 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Smith Trl is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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