101 Smith Trl, Palm Coast, FL 32164 Property Records

Flagler County property record for 101 Smith Trl, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,281 sqft · built 2018
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$249,200 (Jan 2019)
Tax Bill$4,204 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
May 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN07-11-31-7059-00380-0210

Property Details

APN / Parcel Number

Primary APN07-11-31-7059-00380-0210

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,281 sqft Heated Area
Gross Area2,971 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
DrivewayDriveway
Driveway Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address101 SMITH TRL
CityPALM COAST
StateFL
Zip32164-5587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 59 BLK 38 LOT 21 OR 518 PG 310 OR 2122/1852 OR 2142/169-DC OR 2332/663
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block38
Legal Lot Number21
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3018
Census Tract60208

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address101 SMITH TRL, PALM COAST, FL 32164-5587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CITIZENS BANK NA
May 25, 2017Loan Modification, Mortgage
SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2019 · Amount on Record
Deed SaleJan 28, 2019 · Amount on Record
Prior SaleApr 19, 2016 · Amount on Record
Deed Document Number2019003064
Deed Book / Page2332 / 0663
Record UpdatedJun 8, 2026

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateJan 28, 2019
Property Address101 SMITH TRL, PALM COAST, FL 32164-5587
Document Number0023320663
Book / Page2332 / 0663
Map ReferenceMB 20 PG 1-8
Instrument DateJan 25, 2019
Instrument2019003064
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING CO LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,744.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 SMITH TRL, PALM COAST, FL 32164-5587

Mortgage

Document Number2019003065
DateJan 28, 2019
Instrument2019003065
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address101 SMITH TRL, PALM COAST, FL 32164-5587
Document Number0022090096
Book / Page002209 / 000096
Instrument DateMay 25, 2017
Transaction TypeMortgage
Record UpdatedJun 21, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Mortgage

Document Number0022090096
DateJun 2, 2017
Book Page002209/000096
Instrument19372
Lender
NameSEACOAST NAT'L BK
TypeBank
Address815 COLORADO AVE, STUART, FL 34994-3053
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,204.00 (+4.94%) Homeowner's exemption$274,470 (+5.99%)$320,226 (-1.14%) Land $52,000 Building $268,226
2023$4,006.00 (+0.88%) Homeowner's exemption$258,966 (+3%)$323,920 (+2.99%) Land $44,500 Building $279,420
2022$3,971.00 Homeowner's exemption$251,423$314,528 Land $44,000 Building $270,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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