Hampden County and Chester Town property record for 104 Smith St, Palmer, MA 01069
| Property Type | Vacant Land |
|---|---|
| Lot Size | 3.44 acres (149,846 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Aug 2024) |
| Tax Bill | $713 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | CHES M:402.0 B:0000 P:0031.0 |
| Primary APN | CHES M:402.0 B:0000 P:0031.0 |
|---|
| Lot Area | 149,846 sqft (3.44 acres) |
|---|
| Street Address | 104 SMITH ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | AR |
| Jurisdiction | CHESTER MA |
| Township / Civil Division | CHESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 813001 |
104 Smith St, vacant land, is owned by two individuals who bought it in August 2024.
Source: Hampden County and Chester Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 PATTERSON RD, WORTHINGTON, MA 01098-9585 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Prior Sale | Aug 1, 2024 · Amount on File |
| Deed Document Number | 202439996 |
| Deed Book / Page | 25554 / 47 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 104 Smith St was $713, up 5.6% from the year before.
Source: Hampden County and Chester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Chester Town |
| Unified School District | Gateway School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $713.00 (+5.63%) | $39,500 (-) Land $38,800 Building $700 | $383,135 (+649.63%) |
| 2024 | $675.00 (-4.12%) | $39,500 (-) Land $38,800 Building $700 | $51,110 |
| 2023 | $704.00 | $39,500 Land $38,800 Building $700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Smith St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2014–2018) |
| Most Recent Claim | Jan 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Smith St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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