75 Smith St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 75 Smith St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,305 sqft · built 2001
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2026)
Tax Bill	$5,639 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PALM M:20 B:6 L:1`

Property Details

APN / Parcel Number

Primary APN	`PALM M:20 B:6 L:1`
Alternative APN	`M:0020 L:000006 U:0001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,305 sqft Living Area
Gross Area	3,560 sqft
1st Floor Area	996 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	75 SMITH ST
City	PALMER
State	MA
Zip	01069-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	6
Legal Lot Number	1
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1023
Census Tract	810100

Owner

Source: Hampden County and Palmer Town City records · APN PALM M:20 B:6 L:1

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	422 SUFFIELD ST, AGAWAM, MA 01001-2173
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FLORENCE SAVINGS BANK
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Deed Document Number	202632803
Deed Book / Page	26416 / 449
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jul 14, 2026
Property Address	75 SMITH ST, PALMER, MA 01069-2115
Document Number	0000032803
Book / Page	26416 / 449
Instrument Date	Jul 13, 2026
Instrument	202632803
Transaction Type	Transfer
Record Updated	Aug 05, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Date	Jul 14, 2026

Lender

Name	FLORENCE SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	75 SMITH ST, PALMER, MA 01069-2115
Transaction Type	Mortgage
Record Updated	Oct 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026027-411
Date	Sep 16, 2025
Book Page	26027/411
Instrument	43543

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,639.00 (+9.84%)	$310,700 (+12.98%) Land $68,100 Building $242,600	$353,305 (-4.08%)
2024	$5,134.00 (+3.15%)	$275,000 (+7.42%) Land $62,000 Building $213,000	$368,315
2023	$4,977.00	$256,000 Land $62,000 Building $194,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 34 locations within half a mile of this property.

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