104 Settler Dr, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 104 Settler Dr, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,278 sqft · built 1990
Lot Size	0.295 acres (12,865 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Nov 2020)
Tax Bill	$6,244 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`884731181003`

Property Details

APN / Parcel Number

Primary APN	`884731181003`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,278 sqft Living Area
Basement Area	2,278 sqft
Finished Basement	2,278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,865 sqft (0.295 acres)
Lot Dimensions	155 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	390 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	104 SETTLER DR
City	SERGEANT BLUFF
State	IA
Zip	51054-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT7 PIONEER PARK ADD N
Legal Subdivision	PIONEER PARK ADDITION
Legal Lot Number	7
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3018
Census Tract	3301

Owner

Source: Woodbury County assessment roll, as of October 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 SETTLER DR, SERGEANT BLUFF, IA 51054-8902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Nov 4, 2013 · Amount on Record
Deed Document Number	202014524
Prior Transfer Date	Oct 30, 2013
Prior Transfer Doc	0000005932
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Nov 9, 2020
Property Address	104 SETTLER DR, SERGEANT BLUFF, IA 51054-8902
Document Number	0000004524
Instrument Date	Nov 5, 2020
Instrument	2020-14524
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$472.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SETTLER DR, SERGEANT BLUFF, IA 51054-8902

Mortgage

Document Number	0000004525
Date	Nov 9, 2020
Instrument	2020-14525

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOODBURY IA
Recording Date	Oct 17, 2019
Property Address	104 SETTLER DR, SERGEANT BLUFF, IA 51054-8902
Document Number	0000018642
Instrument Date	Oct 16, 2019
Instrument	18642
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1022 SERGEANT BLUFF IA 510541022, SERGEANT BLUFF, IA 51054-1022

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,244.00 (+3.14%)	$447,460 (+10.54%) Land $46,110 Building $401,350	$447,460 (+10.54%) Land $46,110 Building $401,350
2023	$6,054.00 (+11.16%)	$404,810 Land $27,430 Building $377,380	$404,810 Land $27,430 Building $377,380
2022	$5,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Fiber · Cable in parts of the area	1,000 / 1,000
Cable One Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

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