102 Settler Dr, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 102 Settler Dr, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,660 sqft · built 1990
Lot Size	0.297 acres (12,948 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jun 2025)
Tax Bill	$5,250 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884731181002`

Property Details

APN / Parcel Number

Primary APN	`884731181002`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Finished Basement	1,300 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,948 sqft (0.297 acres)
Lot Dimensions	156 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	576 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	102 SETTLER DR
City	SERGEANT BLUFF
State	IA
Zip	51054-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-275
Legal Description	LOT8 PIONEER PARK ADD N
Legal Range	47
Legal Township	88
Legal Section	31
Legal Subdivision	PIONEER PARK ADD
Legal Lot Number	8
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3018
Census Tract	3301

Owner

Source: Woodbury County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	102 SETTLER DR, SERGEANT BLUFF, IA 51054-8902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · FHA Mortgage CENTRAL BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMEBANK
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Mar 5, 2019 · Amount on Record
Deed Document Number	2025-05664
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	102 SETTLER DR, SERGEANT BLUFF, IA 51054-8902
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002517
Date	Sep 9, 2021
Instrument	2021-12517

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	102 SETTLER DR, SERGEANT BLUFF, IA 51054-8902
Document Number	0000004911
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 SETTLER DR SERGEANT BLUFF IA 510548902, SERGEANT BLUFF, IA 51054-8902

Mortgage

Document Number	0000004911
Date	Apr 27, 2020
Instrument	4911

Lender

Name	PRIMEBANK
Address	SIOUX CITY, IA 51106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Mar 5, 2019
Property Address	102 SETTLER DR, SERGEANT BLUFF, IA 51054-8902
Document Number	0000009402
Instrument Date	Jan 24, 2019
Instrument	9402
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 SETTLER DR SERGEANT BLUFF IA 510548902, SERGEANT BLUFF, IA 51054-8902

Mortgage

Document Number	9403
Date	Mar 5, 2019
Instrument	9403

Lender

Name	PRIMEBANK
Address	SIOUX CITY, IA 51106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$388,950 (+10.8%) Land $46,110 Building $342,840	$388,950 (+10.8%) Land $46,110 Building $342,840
2023	$5,250.00 (+9.83%)	$351,040 Land $27,430 Building $323,610	$351,040 Land $27,430 Building $323,610
2022	$4,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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