104 S Seminary St, Downs, IL 61736 Property Records

McLean County property record for 104 S Seminary St, Downs, IL 61736

Property Summary

Property Type	Commercial
Details	980 sqft · built 1899
Lot Size	0.33 acres (14,374 sqft)
Owner	Company Name on Record
Tax Bill	$5,815 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-04-178-004`

Property Details

APN / Parcel Number

Primary APN	`29-04-178-004`

Interior

Stories	2 Stories
Building Area	980 sqft Living Area

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Wood Siding
Lot Area	14,374 sqft (0.33 acres)

Location & Zoning

Street Address	104 S SEMINARY ST
City	DOWNS
State	IL
Zip	61736-7581
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIG TOWN OF DOWNS LOT 1 & 4 BLK 6
Legal Subdivision	ORIG TOWN OF DOWNS
Legal Block	6
Legal Lot Number	1,4
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	3
Census Block	3053
Census Tract	5401

Owner

Source: McLean County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19677 JOSARAH CT, BLOOMINGTON, IL 61705-6615
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
Apr 20, 2022	Warranty Deed, Transfer MCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	104 S SEMINARY ST, DOWNS, IL 61736-7581
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300003741
Date	Mar 24, 2023
Instrument	2023-00003741

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 20, 2022
Property Address	104 S SEMINARY ST, DOWNS, IL 61736-7581
Document Number	202200007345
Instrument Date	Mar 25, 2022
Instrument	2022-00007345
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17477 JOSEPH CT, HEYWORTH, IL 61745

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Municipality	Downs Village
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,208 (+20.26%) Land $10,533 Building $59,675	$210,624 (+20.26%) Land $31,599 Building $179,025
2024	$5,815.00 (+12.96%)
2023	$5,148.00	$58,379 Land $8,758 Building $49,621	$175,137 Land $26,274 Building $148,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNS serves 1,201 people · EPA ID IL1130500
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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