DuPage County property record for 104 S Prospect St, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,152 sqft · built 1952 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (May 2025) |
| Tax Bill | $6,898 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-15-304-012 |
| Primary APN | 05-15-304-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,920 sqft |
| Basement Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Corner |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 104 S PROSPECT ST |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-5841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MC INTOSH LORRAINE RD SUB |
| Legal Subdivision | MC INTOSH LORRAINE RD SUB |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 842400 |
104 S Prospect St is owned and occupied by two individuals who bought it in May 2025.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 S PROSPECT ST, WHEATON, IL 60187-5841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP |
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on File |
| Deed Sale | May 30, 2025 · Amount on File |
| Prior Sale | Oct 26, 2021 · Amount on File |
| Deed Document Number | 202532030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 104 S PROSPECT ST, WHEATON, IL 60187-5841 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 S PROSPECT ST, WHEATON, IL 60187-5841 |
| Document Number | 0000004923 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | R2026-004923 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Oct 26, 2021 |
| Property Address | 104 S PROSPECT ST, WHEATON, IL 60187-5841 |
| Document Number | 0000156975 |
| Map Reference | DOC 202765 |
| Instrument Date | Sep 28, 2021 |
| Instrument | R2021-156975 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 104 S PROSPECT ST, WHEATON, IL 60187-5841 |
| Document Number | 0000156976 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | R2021-156976 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 104 S Prospect St was $6,898.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,898.00 | $121,885 Land $39,627 Building $82,258 | $365,655 Land $118,881 Building $246,774 |
| 2022 | $6,354.00 Homeowner's exemption | $97,760 Land $31,780 Building $65,980 | $293,280 Land $95,340 Building $197,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 S Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 S Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEATON serves 53,970 people · EPA ID IL0431050 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures