Hardin County property record for 104 Ruby Ct, Elizabethtown, KY 42701 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,984 sqft · built 1995 |
| Lot Size | 0.489 acres (21,301 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,867 (Aug 2023) |
| Tax Bill | $3,109 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-20-04-102 |
| Primary APN | 201-20-04-102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 21,301 sqft (0.489 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 217 sqft |
| Heating System | Central |
|---|
| Street Address | 104 RUBY CT |
|---|---|
| City | ELIZABETHTOWN |
| State | KY |
| Zip | 42701-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL SUBD LT 102 #2 |
| Legal Subdivision | CARDINAL SUBD |
| Legal Block | 4 |
| Legal Lot Number | 102 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | ELIZABETHTOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1300 |
Source: Hardin County records · APN 201-20-04-102
Assessment roll updated January 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 RUBY CT, ELIZABETHTOWN, KY 42701-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Aug 08, 2023 | Warranty Deed, Transfer · Conventional Mortgage ABOUND FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2023 · Amount on Record |
| Deed Sale | Aug 08, 2023 · Amount on Record |
| Prior Sale | Jan 25, 2016 · Amount on Record |
| Deed Book / Page | 1556 / 616 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 104 RUBY CT, ELIZABETHTOWN, KY 42701-4611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 02357/1019 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 2357/1019 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Aug 08, 2023 |
| Property Address | 104 RUBY CT, ELIZABETHTOWN, KY 42701-4611 |
| Document Number | 001556/616 |
| Book / Page | 1556 / 616 |
| Map Reference | CAB 1 SH 1331 |
| Instrument Date | Aug 07, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1801 HARVARD DR, LOUISVILLE, KY 40205-1805 |
| Name | Verified Name |
|---|---|
| Address | 104 RUBY CT, ELIZABETHTOWN, KY 42701-4611 |
| Document Number | 0024911291 |
|---|---|
| Date | Aug 08, 2023 |
| Instrument | 2491/1291 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Elizabethtown City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,109.00 (+36.66%) | $299,900 (+40.93%) Land $24,100 Building $275,800 | $299,900 (+40.93%) Land $24,100 Building $275,800 |
| 2023 | $212,800 Land $24,100 Building $188,700 | $212,800 Land $24,100 Building $188,700 | |
| 2021 | $2,275.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930013001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low above 3% of the US · above 3% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Brandenburg Communications | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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