Hardin County property record for 103 Ruby Ct, Elizabethtown, KY 42701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,028 sqft · built 1995 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (Aug 2023) |
| Tax Bill | $2,580 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-20-04-103 |
| Primary APN | 201-20-04-103 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| Basement Area | 1,014 sqft |
| Unfinished Basement | 1,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 299 sqft |
| Patio Area | 299 sqft |
| Heating System | Central |
|---|
| Street Address | 103 RUBY CT |
|---|---|
| City | ELIZABETHTOWN |
| State | KY |
| Zip | 42701-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL SUBD LT 103A #2 |
| Legal Subdivision | CARDINAL SUBD |
| Legal Block | 4 |
| Legal Lot Number | 103A |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | ELIZABETHTOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1300 |
Source: Hardin County records · APN 201-20-04-103
Assessment roll updated January 20, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 RUBY CT, ELIZABETHTOWN, KY 42701-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Sep 27, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jun 18, 2018 | Deed of Trust, Mortgage · VA Mortgage COMMONWEALTH BANK & TRUST COMPANY |
| Jun 18, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Prior Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 2023 |
| Deed Book / Page | 1556 / 1435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 103 RUBY CT, ELIZABETHTOWN, KY 42701-4611 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2387/588 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 2387/588 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 103 RUBY CT, ELIZABETHTOWN, KY 42701-4611 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2282/1515 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 2282/1515 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 103 RUBY CT, ELIZABETHTOWN, KY 42701-4611 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002237/0000000495 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 0000002237/0000000495 |
| Instrument | 180-00007542 |
| Name | COMMONWEALTH BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 18, 2018 |
| Property Address | 103 RUBY CT, ELIZABETHTOWN, KY 42701-4611 |
| Document Number | 1458/691 |
| Book / Page | 1458 / 691 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 180-00007542 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 RUBY CT, ELIZABETHTOWN, KY 42701-4611 |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Elizabethtown City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,580.00 (+8.59%) Disabled Person's exemption Additional exemption filed | $296,900 (+33.44%) Land $24,200 Building $272,700 | $296,900 (+33.44%) Land $24,200 Building $272,700 |
| 2023 | $222,500 Land $24,200 Building $198,300 | $222,500 Land $24,200 Building $198,300 | |
| 2021 | $2,376.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930013001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low above 3% of the US · above 3% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Brandenburg Communications | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures