104 Roy St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 104 Roy St, Springfield, MA 01104 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,313 sqft · built 1951
Lot Size	0.177 acres (7,719 sqft)
Owner	Individual Name on File
Last Sale	$57,500 (Nov 2013)
Tax Bill	$4,219 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10425 P:0029`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10425 P:0029`
Alternative APN	`104250029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,313 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2014
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,719 sqft (0.177 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104250029
Street Address	104 ROY ST
City	SPRINGFIELD
State	MA
Zip	01104-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4012
Census Tract	800300

Owner

Source: Hampden County and Springfield City records · APN SPRI S:10425 P:0029

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 ROY ST, SPRINGFIELD, MA 01104-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 16, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2013 · Amount on Record
Deed Sale	Nov 07, 2013 · Amount on Record
Prior Sale	Nov 07, 2013 · Amount on Record
Deed Document Number	201371319
Deed Book / Page	20090 / 556
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	104 ROY ST, SPRINGFIELD, MA 01104-1226
Transaction Type	Mortgage
Record Updated	Nov 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025198-559
Date	Oct 20, 2023
Book Page	25198/559
Instrument	50040

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Nov 01, 2046

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	104 ROY ST, SPRINGFIELD, MA 01104-1226
Transaction Type	Mortgage
Record Updated	Mar 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024408-320
Date	Feb 16, 2022
Book Page	24408/320
Instrument	9955

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Mar 01, 2046

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,219.00 (+9.73%)	$269,100 (+19.33%) Land $39,100 Building $230,000	$281,485 (+7.78%)
2024			$261,155
2023	$3,845.00	$225,500 Land $34,600 Building $190,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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