69 Roy St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 69 Roy St, Springfield, MA 01104 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,828 sqft · built 1936
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$149,900 (May 1989)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10425 P:0113`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10425 P:0113`
Alternative APN	`104250113`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
1st Floor Area	884 sqft
Basement Area	156 sqft
Unfinished Basement	156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	6,499 sqft (0.149 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	104250113
Street Address	69 ROY ST
City	SPRINGFIELD
State	MA
Zip	01104-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4015
Census Tract	800300

Owner

Source: Hampden County and Springfield City records · APN SPRI S:10425 P:0113

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	69 ROY ST, SPRINGFIELD, MA 01104-1257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2023	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Aug 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLL FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 1989 · Amount on Record
Deed Sale	May 17, 1989 · Amount on Record
Prior Sale	Jan 31, 1986 · Amount on Record
Transfer Doc	0000000000
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	69 ROY ST, SPRINGFIELD, MA 01104-1257
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024964-577
Date	Apr 07, 2023
Book Page	24964/577
Instrument	15875

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2043

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	69 ROY ST, SPRINGFIELD, MA 01104-1257
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24077-257
Date	Aug 24, 2021
Book Page	24077/257
Instrument	59324

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	69 ROY ST, SPRINGFIELD, MA 01104-1257
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22414-172
Date	Oct 23, 2018
Book Page	22414/172
Instrument	63464

Lender

Name	UMASS/FIVE COLL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,913.00 (+18.19%)	$313,300 (+28.51%) Land $38,700 Building $274,600	$358,245 (+21.72%)
2024			$294,310
2023	$4,157.00	$243,800 Land $34,200 Building $209,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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