Bedford County property record for 104 Ridgemont Ct, Thaxton, VA 24174
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.07 acres (177,289 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,500 (Nov 2023) |
| Tax Bill | $1,001 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123 7 24 |
| Primary APN | 123 7 24 |
|---|---|
| Alternative APNs |
|
| Lot Area | 177,289 sqft (4.07 acres) |
|---|
| Street Address | 104 RIDGEMONT CT |
|---|---|
| City | THAXTON |
| State | VA |
| Zip | 24174-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WILLOWRIDGE LT 24 SC 1 |
| Legal Subdivision | WILLOWRIDGE |
| Legal Lot Number | 24 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 30605 |
104 Ridgemont Ct is owned and occupied by an individual who bought it in November 2023.
Source: Bedford County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 RIDGEMONT CT, THAXTON, VA 24174-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on File |
| Deed Sale | Nov 30, 2023 · Amount on File |
| Prior Sale | Apr 7, 2016 · Amount on File |
| Deed Document Number | 20239918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 104 RIDGEMONT CT, THAXTON, VA 24174-2805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 RIDGEMONT CT, THAXTON, VA 24174-2805 |
| Document Number | 0260001677 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 260001677 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Nov 30, 2023 |
| Property Address | 104 RIDGEMONT CT, THAXTON, VA 24174-2805 |
| Document Number | 0230009918 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 230009918 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2024 |
| Title Company | COLONIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 RIDGEMONT CT, THAXTON, VA 24174-2805 |
| Document Number | 0230009919 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 230009919 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 104 Ridgemont Ct was $1,001.
Source: Bedford County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,001.00 | $244,200 Land $45,400 Building $198,800 | |
| 2023 | $1,001.00 Additional exemption filed | $122,100 | $244,200 Land $45,400 Building $198,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 Ridgemont Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Ridgemont Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ZiTEL Fiber | 960 / 960 |
4G LTE only, no 5G reported
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